Business Checking

First National Bank is here to help your business grow.  That's why First National is the 1st choice for all your banking needs, including business checking.  We save you money by offering lower fees than most other banks, while providing you the ready access and convenience you need today.

FNB provides a variety of Business Checking options that include:

Business First Accounts - The choice of most corporations, partnerships, and associations.

Business Interest Accounts - For those businesses eligible by law to earn interest.

Non-Profit Organization Checking - Supports organizations with the ultimate in convenience and interest-earning checking.


Common Business Checking Benefits

• Minimum Opening Balance of $100.00
• Free ATM/Debit Card
• Online images of your checks
• Detailed monthly statements with special safekeeping for your canceled checks (combined with your other accounts if requested)
• 24-hour access to your accounts through ATM, Telebanc, and Online Banking with FREE bill pay and eStatement options
• Monthly dormant account fee of $5.00 if no activity in the account for over 1 year and the month end balance is less than $500.00
• Commercial Master Card and VISA Merchant Services (subject to approval)
• Bank-by-Mail Service
• Night Depository
• Auto Business Loan Sweep
• Auto Loan Payment
• Courier Service Available
• Overdraft Protection (subject to approval)


Business First Accounts

Business First Accounts are designed for corporations, partnerships, and associations.

• 100 free transactions per month, then only 15¢ per check written or per deposit made
• Only $500.00 average daily balance required to waive the $10.00 monthly service fee
• If you maintain $50,000 or more in a deposit or loan relationship with FNB, the monthly service fee and transaction fees will be waived
• Includes all common business checking benefits, listed above


Business Interest Accounts

Business Interest Accounts are designed for those businesses that are eligible by law to earn interest.

• 100 free transactions per month, then only 15¢ per check written or per deposit made
• Only $500.00 average daily balance required to waive the $10.00 monthly service fee
• If you maintain $50,000 or more in a deposit or loan relationship with FNB, the monthly service fee and transaction fees will be waived
• All accounts with daily balances above $2,500.00 will earn interest
• Includes all common business checking benefits, listed above


Non-Profit Organizations

• All monthly service and transaction fees will be waived on this account
• All accounts with daily balances above $2,500.00 will earn interest
• Includes all common business checking benefits, listed above