The First National Bank : Personal Checking

	Comfort and Convenience to Meet Your Individual Needs At The First National Bank we have many different types of customers, and we recognize the different needs of each of these customers. That’s why we created separate personal accounts to fill your individual financial needs. Common Checking Benefits Free Checking GoldStar Checking Prestige 50 Club Our Personal Checking Accounts will save you money by offering lower fees than most banks, yet still give you the convenience that you demand from your bank. We encourage you to open an account and enjoy a personal banking relationship that was designed just for you!
Common Checking Benefits These benefits apply to all of our checking accounts: Unlimited transactions Free ATM/Debit Card Online images of your checks Detailed monthly statements with special safekeeping for your canceled checks (combined with your other accounts if requested) $50 minimum opening balance 24-hour access to your accounts through ATM, Telebanc, and Online Banking with FREE bill pay options Overdraft protection from a savings account, overdraft line of credit, or home equity line of credit (subject to approval) Monthly dormant account fee of $5.00 if no activity in the account for over 1 year and the average balance is less than $500.00
Free Checking Free Checking is designed for people with a limited budget who need the convenience of a checking account without high monthly expense. No minimum balance requirement Includes all common checking benefits, listed above
GoldStar Checking GoldStar Checking is designed for individuals who demand convenience, but who look for more from their bank. All accounts with average daily balances above $2,500.00 will earn interest - See Current Rates Interest rates will be tiered according to the following average daily balances: $2,500.00 to $9,999.99 $10,000.00 to $24,999.99 $25,000.00 to $49,999.99 $50,000.00 to $99,999.99 $100,000.00 and Higher Only $2,500.00 average daily balance required to waive the $10.00 monthly service fee Includes all common checking benefits, listed above
Prestige 50 Club Prestige 50 Club membership is open to our mature customers who have reached 50 young years of age. This club offers exciting, money-saving features for our valued customers. Free checking All accounts with average daily balances above $1,000.00 will earn interest - See Current Rates Receive your traveler's checks at a 50% discounted rate A 50% discount on the annual rental of a First National Bank 3"x5" safe deposit box, subject to availability at Pandora and Bluffton locations Certificate of Deposit (CD) bonus of 0.25% of interest on regular CDs of 4 to 5 year terms with deposits of $2,500.00 or more Obtain official checks and money orders at no issue charge (quantity restrictions may apply) Includes all common checking benefits, listed above