Board of Directors

John B. Arnold

John B. Arnold graduated in 1976 from Bowling Green State University with a B.A. Degree in General Business. Upon graduation he was employed by First National Bank of Findlay, currently Fifth Third Bank. John continued his education at the Ohio Bankers Association Ohio School of Banking, Consumer Lending School and Commercial Lending School and also the American Bankers Association National Commercial Lending School and National Commercial Lending Graduate School. While at First National and Fifth Third, John held a variety of positions in consumer lending, retail banking and commercial lending. In 1991 Mr. Arnold was named President and CEO of Fifth Third Bank of Western Ohio, where he remained until his retirement in 1997.

Upon returning to his hometown of Findlay, John coached football and basketball at the high school level, was a sports broadcaster for Time Warner Sports, served on the Hancock County Community Foundation Finance Committee and was the Service Director for the City of Findlay. In 2005 he was hired as Vice President of Commercial Lending at First National Bank of Pandora and was appointed to the Board of Directors from 2007 – 2009.

John and his wife, Chris, reside in Findlay where they own and operate a small family business. They are the parents of two married children, a daughter and a son, and the grandparents of two boys.

David A. Rodabaugh

David A. Rodabaugh graduated from Bluffton High School in 1970 and Wittenberg University in 1974 with a major in Political Science. He graduated from Ohio Northern University in 1977 with a J.D. Degree and has been practicing law from 1977 to the present. He was elected the Lima, Ohio City Law Director from 1986 to 1998. In 1993, he was elected to serve as director of Pandora Bancshares Inc. (The First National Bank).

Married to the former Christine Hunt, they have three children, Katie, Ashley and Alex. He is a member of Rotary and St. Charles Church.

Charles D. Niswander

Charles D. Niswander and his wife Saundra reside in the Pandora area. They have three grown children that are through college and out on their own. His professional background has been in the medical field for over 30 years of which he has been involved both clinically and administratively. He has two undergraduate degrees from Indiana University and Heidelberg College. Mr. Niswander has a graduate degree in Executive Management from Ashland University. Mr. Niswander recently retired. He formerly served as the CEO of the CITAS Corp. a for profit entity under BVHA. His former duties included directing medical staffing and development activities at Blanchard Valley Health Association (BVHA).

Mr. Niswander enjoys working on his farm, collecting fine art and participating with his church's activities. He also enjoys serving his community. He has served as President of the Ohio State Lung Association and served on its executive committee. He has served as President for the Ohio Hospital's Ohio Network of Physician Recruiters and currently serves on its executive committee. Mr. Niswander also serves on the Board of his church.

Martin L. Terry

Mr. Martin L. Terry graduated from Findlay College in 1966 with a bachelor's degree in business administration. He began his 33-year career with Findlay Industries, Inc. and became the corporate controller. In 1976, he was elected Corporate Secretary, Treasurer and named to the Board of Directors. Three years later, he was elected Financial Vice-President. When he retired in December 31, 1997 at Findlay Industries, Inc., he was Vice-President of Human Resources, Corporate Secretary-Treasurer and a member of the Board of Directors.

In March of 1998, he was named Vice President of Business Affairs for The University of Findlay. He has remained in that capacity since that date, where he is responsible for the financial affairs of the University along with their equestrian riding facilities, athletics, the Emergency Response Training Center, the business office, the bookstores, the print shop and human resources.

Mr. Terry is active in numerous community organizations including Rotary Club, Junior Achievement, and the IMC portion of the Findlay Hancock Chamber of Commerce. He is also a current board member of the Findlay Hancock Chamber of Commerce and The First National Bank. Mr. Terry has two children and resides with his wife, Chrystal in Findlay.

Donald R. Dreisbach

Mr. Don Dreisbach is a graduate of Arcadia High School and Olivet Nazarene University with a BA. He has attended the Wisconsin Graduate School of Banking, ABA National Commercial Lending Graduate School, Ohio Advanced School of Commercial Lending and ABA National Bank Compliance School. Mr. Dreisbach has over 34 years of experience in the banking industry. He started his career with First National Bank of Findlay (now 5/3). He has held various positions in operations, lending, accounting audit, compliance and executive management. In 1985, Mr. Dreisbach went to Ohio Bank, (Sky Bank, now Huntington) where he held various positions in commercial & agricultural lending, and business development. He retired from Sky Bank in 2001 as a Vice President. From 2002- 2004 he served as a consultant and bank analyst for BancShares of America.

Mr. Dreisbach and his wife Carol have three grown children and reside near Fostoria, Ohio. Mr. Dreisbach was born and raised on a dairy farm. He currently owns and operates a 380 acres grain farming operation.

His other activities include, Board Member of Findlay City Mission, Findlay Area Chamber of Commerce, Hancock County Farm Bureau, Arcadia Citizens Advisory Council, Olivet Nazarene University Foundation Board, and Kiwanis. He is a member of College First Church of God. He has served as Past President and Board Member of the West Central Ohio Bank Administration and of the Northwest Ohio American Institute of Banking. He joined the Board of The First National Bank in 2003.

J. Peter Suter

J. Peter Suter graduated from Bluffton High School in 1990, and from Bluffton College in 1994 (B.A.) and 2000 (M.A.). He earned a doctoral degree from Anderson University in Marketing in 2007. Dr. Suter began his career at First National Bank in 1994 as a management trainee and eventually went on to become a Professor of Marketing at Bluffton University for a dozen years.

Dr. Suter now enjoys following his passion for small business, by owning and operating several small businesses in NW Ohio with his wife, Kim. The Suter's live in rural Pandora with their three children.

Dr. Suter joined the board at First National Bank in 2006. He also serves on the Allen County Children's Services board, and is a member of the First Mennonite Church in Bluffton.

Jared L. Lehman

Jared Lehman is a graduate of Bluffton High School and a graduate of Bluffton University where he earned B.A. and M.A. degrees. Currently, he serves as the Executive Director of Otterbein Cridersville Senior Lifestyle Community. He has spent his entire professional career working in the field of elder care including ten years at Good Samaritan Society of Arlington. In addition to his work at Otterbein he serves as a member of the Ohio Area #8 Workforce Investment Act Policy Board.

Mr. Lehman is a member of the Wapakoneta Rotary and Ebenezer Mennonite Church where he has served on the Board of Deacons. Jared and his wife, Sarah, have two boys and reside in rural Bluffton. He joined the Board of Directors of First National Bank in 2011.

Randal J. Verhoff

Randy Verhoff has over twenty years' experience in corporate and individual taxation, financial analysis, accounting, auditing and controls, and overall business management. A 1990 graduate of Bowling Green State University, with a major in Accounting, Randy began his career with Price Waterhouse in Toledo, Ohio. He then served as Tax and Finance Director for an automotive supplier in Findlay, Ohio until 2002. In February, 2002, Randy fulfilled a long-term goal of establishing his own tax, accounting and consulting practice. Verhoff & Company maintains a client base of small and medium businesses as well as individual clients.

Mr. Verhoff is a member of the American Institute of Certified Public Accountants, the Ohio Society of Certified Public Accountants and is a Past President and Officer of the Tax Forum. Randy also serves as a Board Member for several local organizations, organizes an annual fundraiser for an area Endowment Fund, is an active Rotarian and volunteers numerous hours with youth sports activities. Randy and his wife, Sharon, reside in Ottawa, Ohio with their five children.

Todd A. Mason

Todd A. Mason is a graduate of The Ohio State University with a Bachelor of Science with Distinction. He majored in agricultural economics with minors in accounting, finance, computer science and mathematics. Mr. Mason is a graduate of the Ohio School of Banking, Colorado Graduate School of Banking and the Ohio Bankers Association Advanced Commercial Lending School.

Mr. Mason has over 26 years of experience in the banking field. He worked for Union Bank and Liberty National Bank prior to coming to First National Bank. He has served in the capacity of Vice President, Senior Lender, Executive Vice President, Chief Operations Officers and is currently the President and CEO of the First National Bank.

Mr. Mason operates and resides on a family farm in Allen County, adjacent to a site where his great, great, great, great grandfather settled in the 1820's.