Press Releases & Newsletters

Newsletters

Stay current with the latest news and events. The FNB newsletter keeps you in the know, with special offers, changes at the bank, information on new branches, community events, and more. Click below to download our previous issues.



First National Bank Promotes - September 2014

(PANDORA, OH) - The Board of Directors of First National Bank is pleased to announce that Susan Pancake has been promoted to Vice President in her current role as Operations Administrator, Kris Lowry has been promoted to Assistant Vice President in her current role as Findlay West Branch Manager, and Amy Laibe joined First National Bank in December as Marketing Director and has been promoted to Assistant Vice President.

Pancake has more than 25 years of banking experience and is responsible for managing the mortgage and deposit operations staff in the Pandora office. Susan is active in many civic and community activities and is a member of St. Michael the Archangel Church. Susan, her husband Kevin, and son Zac reside in Findlay.

Lowry has over twenty-three years of experience in the real estate and banking industries and is responsible for overseeing loan origination in Hancock and Wood counties. She is active in many civic and community activities in the Findlay Community. She and her husband, Scott Lowry, reside in Findlay and have three adult daughters and two grandsons.

Laibe has over 29 years of experience in Marketing and Management, including eleven years in bank marketing. Amy has an associate degree in Business Administration and an associate degree in Marketing from Northwestern Business College. She is also a graduate of the American Bankers Association Bank Marketing School. Amy volunteers in her community with many organizations and currently serves as President of Ottawa Kiwanis and is a member of Sts. Peter and Paul Church. She resides in Pandora and has three adult children and two grandsons.

First National Bank is a wholly owned subsidiary of Pandora Bancshares (NASDAQ:PDRB). The Bank was founded in 1919 and is a locally owned community bank with $144 million in assets. The bank has five convenient offices in northwest Ohio: Bluffton, Findlay East, Findlay West, Ottawa and Pandora. The Bank's website is www.e-fnb.com. Equal Housing Lender and Member FDIC.


First National Bank Hires New Team Members - September 2014

(PANDORA, OH) – First National Bank, a wholly owned subsidiary of Pandora Bancshares (PDRB),

welcomes David Harris as a commercial loan officer. In his new capacity, Harris will help local businesses with their banking needs in the Findlay area and surrounding communities.

"We are pleased to have David join our team and expand our commercial lending efforts in the Findlay area," said Mark DePue, Executive Vice President – Chief Lending Officer. "David's vast client service background and business banking expertise is a tremendous asset to both our customers and to First National.

Harris joins First National Bank with over 8 years of experience in business banking and financial services. David earned his BA in economics from Tri State University in Angola, Indiana. He is based out of Findlay and can be reached at 419-429-6000 ext. 1409.

First National Bank also welcomes Tammy Walter as Findlay East Branch Manager. Tammy is also a Mortgage Originator, and is responsible for overseeing loan origination in Hancock county and surrounding areas. Walter joins First National with over ten years of banking experience. She is an active member of the Findlay Chapter of BNI and a member of ZONTA in Findlay. She is based out of the Findlay East branch at 1630 Tiffin Ave., and can be reached at 419-429-6000 ext.1403.

About First National:

First National Bank (www.e-fnb.com) is headquartered in Pandora, OH. The bank was founded in 1919 and is a locally owned community bank, with $144 million in assets, and has five convenient offices located in Bluffton, Findlay East, Findlay West, Ottawa, and Pandora. The Bank offers true community banking services, focusing on providing the highest quality service and financial products to commercial and retail customers. Member FDIC Equal Housing Lender


FNB Hosts Bluffton's First Gift-For-Good Exchange - November 2013


First National Bank announced that it will host a Gift-for-Good Exchange during the annual Blaze of Lights celebration in downtown Bluffton next Saturday, November 30th. The Gift-for-Good Exchange will reward Bluffton residents for pledging volunteer hours to one of six local charities. In addition to awarding $10 to $20 Bluffton Chamber gift certificates to residents that complete their pledge hours by January 31st, the event will also celebrate Kasasa® checking and savings products at First National Bank.


Kasasa is the first and only collection of bank accounts that actually takes an interest in account holders by rewarding them for using their account with what interests them most--earning high rates, cash back, automatic savings, or digital downloads from iTunes® or Amazon.com®. Kasasa is exclusively available at only America's finest community financial institutions, including First National Bank.


Join us next Saturday to celebrate!


WHAT: Gift-for-Good Exchange

WHERE: Downtown Bluffton during the annual Blaze of Light celebration

WHEN: Saturday, November 30th from 4pm to 9pm; while supplies last


DETAILS: The first 250 individuals over 18 to pledge a minimum of 2 hours to one of the six participating local charities will be rewarded with a gift bag, and the opportunity to receive a $10 to $20 Bluffton Chamber gift certificate should they complete their volunteer hours by January 31, 2014.


PARTICIPATING CHARITIES: Bluffton Child Development Center, Bluffton Hospital, BFR Sports & Fitness, Bluffton Community Assistance, Bluffton Public Library, and Bluffton Senior Citizens Center.



Garlock and Lowry Promoted - October 2013


First National Bank has promoted Patricia "Chic" Garlock to Findlay Business Development Officer and Kristine Lowry to Branch Manager of its Findlay West Office.


Mrs. Garlock has over twenty-five years of banking experience in the Findlay Community and has been with First National Bank since 2011. She is a graduate of the Ohio Bankers Association School of Banking at Ohio University and the Ohio School of Consumer Credit at Kent State. She is very active in the Findlay Community. She is married to Todd Garlock and has three grown children.


Mrs. Lowry has over twenty-two years of experience in the real estate and banking industries. She is active in many civic and community activities in the Findlay Community. Kris is also a Mortgage Originator at First National. She and her husband, Scott Lowry, reside in Findlay and have three grown daughters.



Matthews Completes Graduate School of Banking - June 2013


Paul W. Barret, Jr. Graduate School of Banking in Memphis, Tennessee recently announced the graduation of Brendon L. Matthews, Senior Vice President and Sales Director of First National Bank. Mr. Matthews was an honors graduate at the recent ceremony.


Fifty-four students completed the three year curriculum and graduated in the 2013 class. The school was held May 19-24 on the campus of Christian Brothers University in Memphis, TN. Joe Miles, Chairman of the Board of Regents of Paul W. Barret, Jr. School of Banking, spoke at the graduation ceremony and congratulated the graduates on behalf of the Board.


In addition to course work, students attended the annual Paul W. Barret, Jr. Lecture Series event. Dr. Robert Gates, 2006-2011 Secretary of Defense, addressed School participants on the topic of leadership.


Paul W. Barret, Jr. Graduate School of Banking has been providing advanced banking education for forty-one years, with a curriculum designed to provide a high degree of understanding of all commercial banking functions. During the three-year program, graduates received 125 hours of classroom instruction and prepared in-depth reports in eight areas of study. Approximately 250 financial industry professionals from twenty sates participated in the 2013 session.


Susan Pancake Joins First National Bank - June 2012


Susan Pancake recently joined the staff of First National Bank as an Operations Administrator.


Susan joins First National with over twenty-five years of banking experience. She is a graduate of Hillsdale College, Hillsdale Michigan. Susan is active in many civic and community activities and is a member of St. Michael the Archangel Church. Susan, her husband, Kevin, and son, Zac, reside in Findlay.


As the Operations Administrator, Susan is responsible for managing the mortgage and deposit operations staff in the Pandora office.


First National Bank celebrates Community Banking Month - April 2012

"I Did My 50!"


Which three local businesses would you miss if they closed their doors? Maybe it's the local deli on the corner where you grab the best sandwiches. Perhaps it's the florist who already seems to know exactly what your wife will love for her birthday – and is good enough to give you a reminder call so you never forget the date. Or is it the hometown movie theater where you can actually afford to take your family out for an evening?


At First National Bank, community banking and supporting local businesses is what it's all about. To celebrate Community Banking month in April, First National Bank employees have unanimously committed to supporting local, independent businesses. The impetus behind the commitment is The 3/50 Project®. This initiative, started by a Minneapolis, Minnesota, business owner in March, 2009, was created to build loyalty and increased revenue for independent, locally owned businesses and relies on a simple message: "Pick 3. Spend 50. Save your local economy."

According to The 3/50 Project (the350project.net), for every $100 spent in locally owned stores, $68 remains in the local economy. In contrast, only $43 of every $100 remains local when spent in national chains, and little or no local revenue results from online purchases. So, during the month of April, every FNB employee has committed to picking three local businesses and spending a total of $50 as a way to keep money in the community, support local business owners, and help local communities thrive.


Todd Mason, President and CEO at First National Bank, is excited about the intent behind the effort: "community banks thrive because they work hand in hand with local business to strengthen local economies. First National provides financial resources to local business, those businesses generate revenue and jobs locally, and the jobs and revenue created allow people in our communities to enjoy a better quality of life. The 3/50 project and the commitment from our team fits perfectly with our corporate mission and is a testament to our employees who have taken it to heart."


First National Bank Receives Bauer's 5-Star 'Superior' Rating - 3/29/2012


First National Bank of Pandora announced that it has once again been awarded a 5-Star ("Superior") Rating from Bauer Financial, Inc., an independent bank rating company. Bauer's 5-Star Rating, their highest performance ranking, represents an independent, unbiased analysis of a financial institution's safety and soundness position. Bauer has been analyzing and reporting the financial condition of the nation's banking industry since 1983.


The Bauer rating is based on a complex analysis of financial criteria including capitalization, asset quality, profitability, liquidity, and risk. The 5-Star Rating indicates that First National Bank is both financially sound and has the resources to deal with a variety of adverse economic conditions. Bauer Financial has its star-rating for every U.S. bank available free of charge at www.bauerfinancial.com.



Jeff Stratton Joins First National Bank - 2/8/2012


Mr. Jeff Stratton recently joined the staff of First National Bank as a Commercial Lender in the Findlay market.


Stratton joins First National with over five years of banking experience in Findlay and Columbus. He also worked as Wholesale and Fundraising Manager as well as Financial Officer with his family business, Stratton Greenhouses, for four years. He is a graduate of Miami University in Oxford, OH. Jeff is active in many civic and community activities and is a member of English Lutheran Church in Bluffton where he and his wife, Leisa, reside.


As a Commercial Lender, Jeff is responsible for developing new business relationships in the Findlay community. He will be located in the Findlay West office at 1114 Trenton Avenue.

Cleveland Fed Announces Appointments to Cleveland, Cincinnati, and Pittsburgh Boards and Federal Advisory Council - 1/4/2012


The Federal Reserve Bank of Cleveland announced the following appointments and elections to its main office and branch boards of directors and to the Federal Advisory Council, effective January 1, 2012.


Federal Reserve Bank of Cleveland

Alfred M. Rankin, Jr., chairman, president, and chief executive officer of NACCO Industries, Inc., Cleveland, Ohio, was reappointed chairman of the board of directors of the Federal Reserve Bank of Cleveland for 2012. Rankin has served as chairman of the Cleveland Reserve Bank since 2010 and as a Bank director since 2006. He also served as the Bank's deputy chair from 2007 through 2009.


Richard K. Smucker, chief executive officer, The J.M. Smucker Company, Orrville, Ohio, was reappointed deputy chairman of the board for 2012. Smucker has served as deputy chair since 2010.


Todd A. Mason, president and chief executive officer, First National Bank of Pandora, Pandora, Ohio, was elected a director.


Cincinnati Branch

Peter S. Strange, chairman and chief executive officer, Messer Inc., Cincinnati, Ohio, was appointed chairman of the board of the Cincinnati Branch of the Federal Reserve Bank of Cleveland for 2012. Strange has served as a director of the Cincinnati Branch board since 2008.

Susan Croushore, president and chief executive officer, The Christ Hospital, Cincinnati, Ohio, was appointed a director.


Amos L. Otis, founder, president and chief executive officer, SoBran, Inc., Dayton, Ohio, was appointed a director.


Pittsburgh Branch

Glenn R. Mahone, partner and attorney at law, Reed Smith LLP, Pittsburgh, Pennsylvania, was appointed chairman of the board of the Pittsburgh Branch of the Federal Reserve Bank of Cleveland for 2012. Mahone has served as a director of the Pittsburgh Branch board since 2008.

Charles L. Hammel III, president, PITT OHIO, Pittsburgh, Pennsylvania, was appointed a director.


Dawne S. Hickton, vice chair, president and chief executive officer, RTI International Metals, Inc., Pittsburgh, Pennsylvania, was appointed a director.


Federal Advisory Council

James E. Rohr, chairman and chief executive officer, PNC Financial Services Group, Inc., Pittsburgh, Pennsylvania, was reappointed to a one-year term as the Fourth Federal Reserve District's representative on the Federal Advisory Council.

The Federal Advisory Council is composed of representatives of the banking industry from each of the 12 Federal Reserve Districts. The Council consults with and advises the Board of Governors of the Federal Reserve System on general business conditions and issues related to the financial services industry.


The Federal Reserve System

The Federal Reserve Bank of Cleveland is one of 12 regional Reserve Banks that, along with the Board of Governors in Washington, D.C., comprise the Federal Reserve System. As the nation's central bank, the Federal Reserve System formulates U.S. monetary policy, supervises banks and bank holding companies, and provides payment services to financial institutions and to the U.S. government. Payment services include check clearing, electronic payments, and the distribution of currency and coin.


Reserve Bank Directors

Each Reserve Bank's main office has a nine-member board of directors. Three directors are elected by and representative of the stockholding banks in each Federal Reserve District. The other six directors represent the general public, which includes business, agriculture, labor and consumers. Of these, three are elected by member banks and three are appointed by the Federal Reserve's Board of Governors in Washington, D.C.


Directors' responsibilities include making recommendations to the Board of Governors regarding the Federal Reserve's discount rate on primary credit; providing information about regional business conditions to their Reserve Bank president; and overseeing the Bank's budget and finances.


Each Reserve Bank branch has a five- or seven-member board of directors that provides input regarding local business conditions. For a complete list of the members of the boards of directors of the Federal Reserve Bank of Cleveland and its branches, click here. (http://www.clevelandfed.org/about_us/officers_and_boards/index.cfm?DCS.nav=Main.)


Fourth Federal Reserve District

The Federal Reserve Bank of Cleveland, with branches in Cincinnati and Pittsburgh, serves the Fourth Federal Reserve District, which includes Ohio, western Pennsylvania, eastern Kentucky, and the northern panhandle of West Virginia.


Patricia "Chic" Garlock joins First National Bank - 11/21/11

Patricia A. "Chic" Garlock has joined First National Bank as Vice President of the Findlay market. Garlock will manage the existing office located at 1630 Tiffin Avenue, as well as the new location currently under construction at 1114 Trenton Avenue. The new branch will open in February of 2012. She is responsible for customer retention and developing new consumer and business relationships in the Findlay community.


Garlock has 23 years of banking experience in the Findlay Community and is excited about getting back to true community banking. She is a graduate of the Ohio Bankers Association School of Banking at Ohio University and the Ohio School of Consumer Credit at Kent State. She is very active in the Findlay Community. Pat is a member and Past President of the Kiwanis Club of Findlay, Advisory Board member of Artful EDUtainment and White Tails Unlimited, member and Past President of BNI, served on the Board of Junior Achievement of Northwest Ohio for 5 years, and is an active supporter of the Chamber of Commerce, United Way of Hancock County, American Cancer Society and Hope House. She is married to Todd Garlock and has three grown children, Tara Iriti-Sanders, Nino Iriti, and Mike Iriti.


Larry Hoffman Receives Banking Diploma from the Ohio Bankers League - 11/7/11

Larry Hoffman, CFO at The First National Bank of Pandora in Pandora, recently graduated from the 2011 OBL Bank Management School sponsored by the Ohio Bankers League. Hoffman was one of 28 bankers who completed the intensive one-week program in September. One of the longest-standing educational traditions in the Ohio banking industry, the School was established in 1955. The comprehensive School offers bankers from across the state the opportunity to enhance their skills in all areas of bank operations and management, and helps them understand the impact changes in the economy have on the profitability of a bank.


The highlight of the School continued to be the Bank Executive Simulation where students were divided into groups, selected key roles and then had an opportunity to make "reallife" executive decisions on how to run a bank – all in a risk-free environment – through the BankExecTM software program. This was complemented with sessions in asset liability, bank investments, strategic planning, risk management and more. "Students at the OBL Bank Management School get a real sense for what leaders in their banks do on a daily basis, and the challenges they face in today's economy," said Mike Van Buskirk, president & CEO of the Ohio Bankers League. "Graduates need to understand the investment the bank made in each of them represents the belief that each will play an important role in the future of their organization." Bank employees at nearly every level can benefit from the challenging educational opportunities that are offered in a rewarding environment at the OBL Bank Management School.


The Ohio Bankers League is the trade association for the Ohio banking industry - and is Ohio's only organization focused on meeting the needs of all banks and thrifts in the Buckeye State. For more than 100 years, the OBL has been the voice of the Ohio banking industry fostering a cooperation that has made it one of the strongest and most reputable financial trade associations in t he country. By linking banks, bankers, and industry experts - and by pooling their intellectual and capital resources - the OBL serves as a powerful creator of knowledge and collective resources. The non-profit association is comprised of 200 FDIC-insured financial institutions including commercial banks, savings banks, and savings and loan associations ranging in size from more than $1.7 trillion to just over $13 million in assets.


FNB Given Honorable Mention for Excellence & Innovation - 9/29/11

In recognition of outstanding efforts with its Young Entrepreneurs program, First National Bank recently received Honorable Mention for the BKD Award for Excellence & Innovation. Co-sponsored by the Community Bankers Association of Ohio (CBAO) and BKD, one of the 10 largest CPA and advisory firms in the U.S., the annual award recognizes high-performing CBAO members that proactively ensure a healthy future for their bank and community.


In its vision statement, First National Bank of Pandora "encourages creative thinking from empowered team members" in order to provide financial solutions to its communities. The Young Entrepreneur program encourages youth of all ages to be creative, entrepreneurial and proactive about money. The activities that First National coordinated in the past year demonstrate they are serious about the financial education of young people and are striving towards excellence and innovation in the communities it serves.


New Pandora Branch Manager - 9/16/11

First National Bank has named Amy J. Searfoss as Branch Manager of its Pandora Office. Mrs. Searfoss has over nineteen years of banking experience, and has been with First National Bank since 2004. Amy is a 2010 graduate of the OBL Bank Management School sponsored by the Ohio Bankers League and has taken numerous financial courses throughout her career. She and her husband, Rob, have three children and reside in Miller City. Mrs. Searfoss is active in various activities and organizations in the community. She quotes "I am excited and looking forward to helping both the local Pandora Community and Putnam County with their financial needs."


New Board Member Announced at First National Bank - 9/12/11

First National Bank has named Jared L. Lehman to the Board of Directors of The First National Bank of Pandora. Mr. Lehman is a graduate of Bluffton High School and a graduate of Bluffton University where he earned B.A. and M.A. degrees. Currently, he serves as the Executive Director of Otterbein Cridersville Senior Lifestyle Community. He has spent his entire professional career working in the field of elder care including ten years at Good Samaritan Society of Arlington. In addition to his work at Otterbein, he serves as a member of the Ohio Area #8 Workforce Investment Act Policy Board.


Lehman is a member of the Wapakoneta Rotary and Ebenezer Mennonite Church where he has served on the Board of Deacons. Jared and his wife, Sarah, have two boys and reside in rural Bluffton.


Todd Mason, President and CEO of First National Bank states, "Jared is a great addition to the Board. His background and experience will add strength and a unique perspective to the future of FNB."


First National Bank Construction Gets Under Way - 8/24/11

In a brief ceremony, local dignitaries and project participants broke ground Wednesday morning for First National Bank's newest branch. Officials from First National Bank of Pandora, State Representative Robert Sprague, Mayor Pete Sehnert, and others gathered at the 1114 Trenton Avenue site to the approximately 4,000 square-foot facility, which is expected to be open early 2012.


The new full-service banking center will be located west of I-75 between Shell Oil and Streacker Tractor Sales with direct access off Buckeye Lane. R.D. Neff and Associates, a local architectural firm, designed the branch and will team with Clouse Construction Corporation to complete construction of the building.


"We are excited about the opportunity for growth that Findlay offers," said Todd Mason, President and CEO of First National Bank. "This new location complements our existing branch at 1630 Tiffin Avenue and means Findlay area residents and small business owners are only a few minutes from a First National banking center. It is also consistent with our mission of improving the communities where we live and work."


First National Bank Ranks Among the Top 200 Community Banks in the U.S. - 8/12/11

US Banker (a.k.a. American Banker) magazine has listed Pandora Bancshares, Inc., the Pandora Ohio based single-bank holding company of First National Bank of Pandora among the Top 200 Community Banks and Thrifts in the United States with less than $2 billion of assets at December 31, 2010. Pandora ranked 186th nationally. First National Bank of Pandora is one of just 17 Ohio banks that made the annual Top 200 list published in the magazine's June 2011 edition.


"We are extremely proud to be recognized in US Banker magazine as a Top 200 Community Bank," said Todd A. Mason, President and CEO of First National Bank of Pandora. He added, "We are even more pleased with how we achieved this recognition – by focusing on our local communities and continuing to ensure that we put our customers' needs first. From our Customer Service Representatives to Operations and Management, every employee at First National Bank contributed to this ranking by directly or indirectly helping customers with their banking and financial needs."


US Banker, a monthly magazine for financial services executives, compiles an annual ranking of the top 200 community banks and thrifts in the nation. The ranking is based on the institution's three-year-average return on shareholders' equity. To view the full listing of the top 200 community banks and thrifts, visit http://cdn.americanbanker.com/media/pdfs/Top200CommunityBanks2011.pdf.



First National Bank promotes its Young Entrepreneurs with a BIG LEMONADE STAND on Friday, June 24th - 6/15/11

For a number of years, First National Bank has been actively involved in providing financial education to youth in area schools. Students are taught the importance of saving, the differences between wants and needs, and about understanding the value of money. In 2010, the Bank started a "Young Entrepreneurs" program that specifically focused on encouraging the entrepreneurial spirit, personal responsibility, and creativity. This year, the Bank has continued delivering that message and encouraging students to take ownership of the things they want by earning their own money.


Now, First National is taking this one step further by hosting a BIG LEMONADE STAND on June 24th from 1:00 pm to 5:00 pm on the lawn of the Bluffton Presbyterian Church at the intersection of Main and Cherry Streets. This coincides with the Festival of Wheels and Relay for Life during Bluffton's Amerifest and Sesquicentennial Celebration.


The Bank offers a youth savings account called Moola Moola and all members age 5-13 were invited to help with the BIG LEMONADE STAND. The first 50 children that volunteered will help with the stand and then all proceeds will be split and deposited into their Moola Moola accounts.


Brendon Matthews, Senior Vice President of First National Bank, said "The response we've seen from local youth has been fantastic so far and we encourage the community to support these Young Entrepreneurs by visiting the lemonade stand on June 24th."

First National Bank celebrates Community Banking Month - 4/15/11

"I Did My 50!"


Which three local businesses would you miss if they closed their doors? Maybe it's the local deli on the corner where you grab the best sandwiches. Perhaps it's the florist who already seems to know exactly what your wife will love for her birthday – and is good enough to give you a reminder call so you never forget the date. Or is it the hometown movie theater where you can actually afford to take your family out for an evening?


At First National Bank, community banking and supporting local businesses is what it's all about. To celebrate Community Banking month in April, First National Bank employees have unanimously committed to supporting local, independent businesses. The impetus behind the commitment is The 3/50 Project®. This initiative, started by a Minneapolis, Minnesota, business owner in March, 2009, was created to build loyalty and increased revenue for independent, locally owned businesses and relies on a simple message: "Pick 3. Spend 50. Save your local economy."

According to The 3/50 Project (the350project.net), for every $100 spent in locally owned stores, $68 remains in the local economy. In contrast, only $43 of every $100 remains local when spent in national chains, and little or no local revenue results from online purchases. So, during the month of April, every FNB employee has committed to picking three local businesses and spending a total of $50 as a way to keep money in the community, support local business owners, and help local communities thrive.


Todd Mason, President and CEO at First National Bank, is excited about the intent behind the effort: "community banks thrive because they work hand in hand with local business to strengthen local economies. First National provides financial resources to local business, those businesses generate revenue and jobs locally, and the jobs and revenue created allow people in our communities to enjoy a better quality of life. The 3/50 project and the commitment from our team fits perfectly with our corporate mission and is a testament to our employees who have taken it to heart."


FNB Plans Expansion in Findlay - 02/01/11

First National Bank of Pandora is pleased to announce the future site of its newest full service banking center at 1114 Trenton Avenue, Findlay, OH, west of I-75 at the intersection of SR 224 and County Road 300. Todd Mason, President and CEO of First National, is excited about the opportunities this expansion will provide Bank clients.


"Our decision to expand will give new clients on the west side of Findlay a great option for their personal and business banking, and it will also be a benefit to existing clients because it makes banking with First National Bank even more convenient. This new location complements our existing location at 1630 Tiffin Avenue and means Findlay area residents and small business owners are only a few minutes from a First National banking center."


The new banking center will be located between Shell Oil and Streacker Tractor Sales on Trenton Avenue with direct access off Buckeye Lane. R.D. Neff and Associates, a local architect, will design the branch and team with a local general contractor to complete construction of the building. Construction is expected to start in June. The bank is making every effort to use local firms and contractors for the project, and Mason hopes the positive economic impact of this project on the community continues after the new banking center opens its doors.


"Our ultimate goal is to deliver quality service and provide financial solutions to the communities we serve. This new addition to our branch network will help us meet this goal."


First National Bank of Pandora was founded in 1919 in Pandora, Ohio. The Bank currently operates three full-service branches in Pandora, Bluffton, and Findlay and serves the communities located in and around Putnam, Allen, and Hancock Counties.


FDIC Deposit Insurance - $250,000 - 01/19/11

On July 21, 2010, President Barack Obama signed the Dodd-Frank Wall Street Reform and Consumer Protection Act, which, in part, permanently raises the current standard maximum deposit insurance amount to $250,000. The standard maximum insurance amount of $100,00 had been temporarily raised to $250,000 until December 31, 2013. The FDIC insurance coverage limit applies per depositor, per insured depository institution for each account ownership category.


"With this permanent increase of deposit insurance coverage to $250,000, depositors with CDs above $100,000 but below $250,000 will no longer have to worry about losing coverage on those CDs maturing beyond 2013. We strongly encourage all bank depositors who have questions about their insurance coverage to go to our Website at www.fdic.gov and use our Electronic Deposit Insurance Setimaro (EDIE) or call our toll-free number at 1-877-ASK-FDIC. Insured deposits provide the comfort and peace of mind to depositors that their money 100 percent safe - provided they keep their deposit balances within the insurance limits," said FDIC Chairman Shelia C. Blair.


If you have questions about FDIC coverage limits and requirements, please visit www.fdic.gov, call toll free 1-877-ASK-FDIC, or ask a representative at your local First National Bank.