First Choice Tunes

This free checking account earns you Amazon iTunes® download refunds* so you can buy more of the things you love!

First Choice Tunes


To get the download credits and ATM fee refunds, simply do the following each monthly qualification cycle:

  • Have at least 10 debit card purchases post and settle
  • Be enrolled and receive eStatement notice

Even if you don't qualify, you'll still get unlimited checking for free. And can easily get the rewards back the very next cycle!

*The minimum to open account is $50. You will be refunded up to $25 for iTunes® and/or® purchases that post to and settle account during the first 60 days after you open account. Refunds will be credited to account on the last day of statement cycle in which refundable purchases were made. In addition, each qualification cycle, earn up to $5.00 in refunds of iTunes and/or purchases if qualifications are met during previous monthly qualification cycle (expires after 30 days). Purchases must be made with debit card associated with your First Choice Tunes account. Qualifying transactions must post to and settle the account during monthly qualification cycle. Transactions may take one or more business days from date transaction was made to post to and settle account. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one business day prior to the first day of the current statement cycle through one business day prior to the close of the current statement cycle. Domestic ATM surcharge fees imposed from other U.S. Financial Institutions incurred during qualification cycle will be reimbursed and credited to account on the last day of monthly statement cycle. ATM transaction fees imposed from First National Bank for using a non-First National Bank ATM incurred during qualification cycle will be reimbursed and credited to account on the last day of the next monthly statement cycle. All ATM fee reimbursements limited up to $20 per monthly statement cycle. iTunes is a registered trademark of Apple, Inc. and is a registered trademark of Amazon Inc. Apple Inc. and /or Amazon Inc. are not participants in or sponsors of this program. ATM receipt must be presented for reimbursement of ATM fees of $5.00 or higher. Limit one account per Social Security Number.