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Personal Credit Cards

Choosing the right credit card is easier than ever. No matter which card you choose, you'll enjoy important features like:

  • EMV smart chip technology for added security
  • Mobile purchasing for added convenience
  • Plus much more!

Let's get started…

FNB Credit Card Online Access


Save with a longer introductory rate.

Visa® Platinum Card

Save on interest with an extended introductory rate and pay down other credit card balances faster. 

Learn more about our VISA® Platinum Card

Apply Now

Earn Valuable Rewards - Pick the best rewards card for you!

Visa® Signature Real Rewards Card

Earn 1.5 points monthly for every dollar you spend on eligible net purchases. There is no cap or limit on the points you can earn. Choose to redeem your points for cash back, merchandise, travel and gift cards from popular retailers.1

Learn more about our VISA® Signature Real Rewards Card

Apply Now

Cash Rewards American Express® Card

Earn cash back1 every time you use your card: 3% on gas, 2% at supermarkets, and 1% on all other eligible net purchases, plus $25 cash back1 after your first purchase. 

Learn more about our Cash Rewards American Express® Card

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Premier Rewards American Express® Card

Earn rich rewards and get superior travel and lifestyle benefits with this chip-enhanced Card.

Learn more about our Premier Rewards American Express® Card

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Build your credit.

Visa® Secured Card

Start building (or rebuilding) your credit history, even if you've been turned down for other credit cards, with flexible credit lines based on a security deposit and a low annual fee.

Learn more about our VISA® Secured Card

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1 - Earn 1.5 Reward Points for each dollar of eligible Net Purchases made with your Account within a billing cycle (equal to 1.5% cash back).

Late payments and going over the credit limit may damage your credit history.

The creditor and issuer of these Cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., MasterCard International Incorporated, and American Express. MasterCard is a registered trademark of MasterCard International Incorporated. American Express is a federally registered service mark of American Express.



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