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Personal Credit Cards

Choosing the right credit card is easier than ever. Whether you want to pay down balances faster, maximize cash back, earn rewards or begin building your credit history, we have the ideal card for you!

No matter which card you choose, you'll enjoy important features like:

  • Convenient and Flexible Purchasing Power. Accepted at millions of locations worldwide.
  • Mobile purchasing for added convenience.
  • Zero Fraud Liability.1 You won’t be liable for fraudulent purchases when your card is lost or stolen.
  • Plus much more!

Do you already have an FNB Credit Card…login below.

FNB Credit Card Online Access

 

Save with a longer introductory rate.

Visa® Platinum Card

Enjoy the everyday convenience of a credit card while saving on interest with a low introductory rate.

Learn more about our VISA® Platinum Card

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Earn Valuable Rewards - Pick the best rewards card for you!

Visa® Real Rewards Card2

Earn 1.5 points for every $1 you spend on eligible net purchases (equal to 1.5% cash back).2 Choose to redeem your points for cash back, merchandise, travel and gift cards from popular retailers.3

Learn more about our VISA® Real Rewards Card

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Build your credit.

Visa® Secured Card

Start building (or rebuilding) your credit history with flexible credit lines based on a security deposit and a low annual fee.4

Learn more about our VISA® Secured Card

Apply Now

 

1 - Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardholder must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply

2 - The Elan Rewards Program is subject to change. Rewards are earned on eligible net purchases. Net purchases are purchases minus credits and returns. Not all transactions are eligible to earn rewards, such as Advances, Balance Transfers and Convenience Checks. Upon approval, see your Cardmember Agreement for details. You may not redeem Points, and you will immediately lose all of your Points, if your Account is closed to future transactions (including, but not limited to, due to Program misuse, failure to pay, bankruptcy, or death).

3 - You will earn 1.5 Reward Points ("Points") for each dollar of eligible Net Purchases made with your Account within a billing cycle (equal to 1.5% cash back). Monthly net purchase points will be applied each billing cycle. Points expire five years from the end of the quarter in which they are earned.

4 - Late payments or going over the credit limit may damage your credit history. Your credit limit will be equal to the amount of your security deposit

The creditor and issuer of these card is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., and Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

 

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