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First National Financial Services

Planning for your financial future is important at any age. You want someone who will be there to help you adapt your plan as your needs and circumstances change. At First National Financial Services you can count on us to do just that and provide unbiased advice throughout the process because it’s always You. First. Always.

Access your account online


Member Heather Rakay

Heather Rakay

AVP, Executive Assistant
Serving all First National Bank Offices
(419) 384-9104


Offering Strategies for:

  • Balanced Financial Planning
  • Retirement Planning
  • 401(k) and IRA Rollovers
  • Annuities
  • Tax Exempt and Tax Deferred Strategies
  • Mutual Funds
  • College Planning
  • Estate Planning

An account with First National Financial Services:

  • is not a deposit
  • is not FDIC insured
  • is not insured by any Federal Government Agency
  • is not guaranteed by the bank
  • may go down in value

First National Financial Services is a trade name of the bank. LPL Financial and the bank are not affiliated.

Investment and insurance products and services offered through LPL Financial, Member FINRA/SIPC. Insurance products offered through LPL Financial or its licensed affiliates. First National Bank of Pandora is not a registered broker/dealer and is not affiliated with LPL Financial.



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