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Business Neighbor in the Spotlight - May 2012

First National Bank would like to recognize Ted's Market as a business neighbor. Ted's Market is located in Pandora on State Route 12. It is a modern day "Mom & Pop Store" offering a gas station, full line grocery store, video rentals, lottery sales, full service meat department with processing, gift cards, phones, phone cards, and licenses for hunting and fishing.

Ted and Sheila Sigler opened Ted's Market on September 1, 1987. They love First National Bank because they were willing to take a chance with them to open the business 25 years ago. They also like the helpfulness and convenience offered by FNB.

According to Ted, "Pandora is a community full of friendly people who stick together and support one another." The Sigler's love people and enjoy being a part of the great community of Pandora.

Ted's is open Monday through Thursday from 6 am - 10 pm, on Fridays from 6 am - 11 pm, on Saturday from from 8 am - 11 pm, and on Sundays from 8 am to 8 pm. The phone number is 419-384-3407.

Business Neighbor in the Spotlight - February 2012

First National Bank would like to recognize Culver's as a business neighbor. Culver's is a "fast casual" non-alcoholic family restaurant, famous for ButterBurgers and frozen custard. Their extensive menu features fresh, made to order items that include everything from grilled cheese to pot roast dinners and sandwiches, and hand breaded "bone in" fried chicken.

The Findlay location opened at 806 Trenton Avenue on August 15th, 2010 and is owned by Bob Doxsey, a local resident.

According to Doxsey, "A community begins with people and families, and Findlay has the best. As a whole, our community is made up of hard working individuals who believe in conservative values and the importance of family." The Culver's franchise is built on the importance of families gathering around their tables to share a meal and reconnect.

In a recent interview of Bob Doxsey, FNB asked what he likes about the Bank. His response? "The old adage 'small enough to know you, yet big enough to serve you' holds true with FNB. Back in the day, banks like FNB were 'the norm,' but now you are the exception. When you state your vision as 'First National Bank is a premier community bank that knows our customers by name, personally invests in our local communities and provides financial solutions to our neighbors,' you are already different. There is no mention of stockholders equity, profits, or bank performance. Your vision states that the focus is on the customer and the communities, and my experience with FNB has been just that."

Mr. Doxsey loves serving others and meeting new people. To him, it is all about the experience at Culver's. Hard working families can be treated to high quality food at reasonable prices and you don't pay a gratuity. Culver's in Findlay is very cozy, equipped with a big-screen TV and the ambiance of a fireplace. The Culver's team members want their guests to feel like they are dining in their homes with a servitude mindset.

To read more about Culver's, visit their restaurant at 806 Trenton Avenue in Findlay or visit their corporate website. Or for more information, email Bob Doxsey at: or contact via phone at: 567-525-5770.

Business Neighbor in the Spotlight - January 2012

First National Bank would like to recognize The Bluffton Icon as a business neighbor. The Icon is an online news source that focuses on Bluffton, Pandora, and the surrounding area. Fred Steiner and Mary Pannabecker Steiner launched The Icon in September 2009 with zero viewers and no advertisers. Today The Icon averages 800 views per weekday and has over 55 advertisers.

According to Steiner, "The Bluffton-Pandora area is a great place to do business and to raise families. We value common heritages and aren't afraid to think well into the future when we plan large projects. Our school systems are great examples of this."

In a recent interview of Fred Steiner, FNB asked what he likes about the Bank. His response? "Every time I stop into the bank someone greets me with a very sincere and friendly, 'Hello.' I sense this customer service at every level at the bank. I also love the ease of the online banking. And, I really appreciate your lobby hours, which allow me to sometimes do banking in the late afternoon."

The Steiners said that the Bluffton and Pandora communities have so many interesting stories to tell. They enjoy reporting information to the communities. It makes it fun to get started every day. Fred is also an advocate of small business, which our communities seem to have a lot of. The Icon was created as a small business to help other small businesses promote themselves. Fred said, "I feel these are a key to our growth and progress."

To read more about The Bluffton Icon visit their website or follow them on Facebook and Twitter. Or for more information, email The Icon at: or contact via phone at: 419-889-3065.

FNB Given Honorable Mention for Excellence & Innovation - 9/29/11

In recognition of outstanding efforts with its Young Entrepreneurs program, First National Bank recently received Honorable Mention for the BKD Award for Excellence & Innovation. Co-sponsored by the Community Bankers Association of Ohio (CBAO) and BKD, one of the 10 largest CPA and advisory firms in the U.S., the annual award recognizes high-performing CBAO members that proactively ensure a healthy future for their bank and community.

In its vision statement, First National Bank of Pandora "encourages creative thinking from empowered team members" in order to provide financial solutions to its communities. The Young Entrepreneur program encourages youth of all ages to be creative, entrepreneurial and proactive about money. The activities that First National coordinated in the past year demonstrate they are serious about the financial education of young people and are striving towards excellence and innovation in the communities it serves.

First National Bank Ranks Among the Top 200 Community Banks in the U.S.

US Banker (a.k.a. American Banker) magazine has listed Pandora Bancshares, Inc., the Pandora Ohio based single-bank holding company of First National Bank of Pandora among the Top 200 Community Banks and Thrifts in the United States with less than $2 billion of assets at December 31, 2010. Pandora ranked 186th nationally. First National Bank of Pandora is one of just 17 Ohio banks that made the annual Top 200 list published in the magazine's June 2011 edition.

"We are extremely proud to be recognized in US Banker magazine as a Top 200 Community Bank," said Todd A. Mason, President and CEO of First National Bank of Pandora. He added, "We are even more pleased with how we achieved this recognition – by focusing on our local communities and continuing to ensure that we put our customers' needs first. From our Customer Service Representatives to Operations and Management, every employee at First National Bank contributed to this ranking by directly or indirectly helping customers with their banking and financial needs."

US Banker, a monthly magazine for financial services executives, compiles an annual ranking of the top 200 community banks and thrifts in the nation. The ranking is based on the institution's three-year-average return on shareholders' equity. To view the full listing of the top 200 community banks and thrifts, visit

First National Bank promotes its Young Entrepreneurs with a BIG LEMONADE STAND on Friday, June 24th

For a number of years, First National Bank has been actively involved in providing financial education to youth in area schools. Students are taught the importance of saving, the differences between wants and needs, and about understanding the value of money. In 2010, the Bank started a "Young Entrepreneurs" program that specifically focused on encouraging the entrepreneurial spirit, personal responsibility, and creativity. This year, the Bank has continued delivering that message and encouraging students to take ownership of the things they want by earning their own money.

Now, First National is taking this one step further by hosting a BIG LEMONADE STAND on June 24th from 1:00 pm to 5:00 pm on the lawn of the Bluffton Presbyterian Church at the intersection of Main and Cherry Streets. This coincides with the Festival of Wheels and Relay for Life during Bluffton's Amerifest and Sesquicentennial Celebration.

The Bank offers a youth savings account called Moola Moola and all members age 5-13 were invited to help with the BIG LEMONADE STAND. The first 50 children that volunteered will help with the stand and then all proceeds will be split and deposited into their Moola Moola accounts.

Brendon Matthews, Senior Vice President of First National Bank, said "The response we've seen from local youth has been fantastic so far and we encourage the community to support these Young Entrepreneurs by visiting the lemonade stand on June 24th."

First National Bank celebrates Community Banking Month

"I Did My 50!"

Which three local businesses would you miss if they closed their doors? Maybe it's the local deli on the corner where you grab the best sandwiches. Perhaps it's the florist who already seems to know exactly what your wife will love for her birthday – and is good enough to give you a reminder call so you never forget the date. Or is it the hometown movie theater where you can actually afford to take your family out for an evening?

At First National Bank, community banking and supporting local businesses is what it's all about. To celebrate Community Banking month in April, First National Bank employees have unanimously committed to supporting local, independent businesses. The impetus behind the commitment is The 3/50 Project®. This initiative, started by a Minneapolis, Minnesota, business owner in March, 2009, was created to build loyalty and increased revenue for independent, locally owned businesses and relies on a simple message: "Pick 3. Spend 50. Save your local economy."

According to The 3/50 Project (, for every $100 spent in locally owned stores, $68 remains in the local economy. In contrast, only $43 of every $100 remains local when spent in national chains, and little or no local revenue results from online purchases. So, during the month of April, every FNB employee has committed to picking three local businesses and spending a total of $50 as a way to keep money in the community, support local business owners, and help local communities thrive.

Todd Mason, President and CEO at First National Bank, is excited about the intent behind the effort: "community banks thrive because they work hand in hand with local business to strengthen local economies. First National provides financial resources to local business, those businesses generate revenue and jobs locally, and the jobs and revenue created allow people in our communities to enjoy a better quality of life. The 3/50 project and the commitment from our team fits perfectly with our corporate mission and is a testament to our employees who have taken it to heart."

FNB Plans Expansion in Findlay

First National Bank of Pandora is pleased to announce the future site of its newest full service banking center at 1114 Trenton Avenue, Findlay, OH, west of I-75 at the intersection of SR 224 and County Road 300. Todd Mason, President and CEO of First National, is excited about the opportunities this expansion will provide Bank clients.

"Our decision to expand will give new clients on the west side of Findlay a great option for their personal and business banking, and it will also be a benefit to existing clients because it makes banking with First National Bank even more convenient. This new location complements our existing location at 1630 Tiffin Avenue and means Findlay area residents and small business owners are only a few minutes from a First National banking center."

The new banking center will be located between Shell Oil and Streacker Tractor Sales on Trenton Avenue with direct access off Buckeye Lane. R.D. Neff and Associates, a local architect, will design the branch and team with a local general contractor to complete construction of the building. Construction is expected to start in June. The bank is making every effort to use local firms and contractors for the project, and Mason hopes the positive economic impact of this project on the community continues after the new banking center opens its doors.

"Our ultimate goal is to deliver quality service and provide financial solutions to the communities we serve. This new addition to our branch network will help us meet this goal."

First National Bank of Pandora was founded in 1919 in Pandora, Ohio. The Bank currently operates three full-service branches in Pandora, Bluffton and Findlay and serves the communities located in and around Putnam, Allen and Hancock Counties.