Overdraft Privilege

It can happen to a company just as easily as to an individual. An accounting error, oversight, or unexpected transaction can result in an overdrawn account, a bounced check, or a denied purchase.

We offer overdraft privilege to help make sure that doesn't happen. As an FNB Pandora account holder, you automatically get coverage on checks and recurring electronic transactions. Opt in to receive protection on debit card purchases and ATM withdrawals as well. That way you can rest easy knowing your accounts are always covered.

Overdraft Privilege
  • Protect your credit
  • Avoid denied debit card purchases or ATM withdrawals
  • No bounced checks
  • No maintenance charges
  • Low $34 per NSF fee
  • Subject to approval

To opt in for ATM and everyday purchases protected, review this Opt-In Form. Fill it out and bring it in to get started.

Savings Transfer Option

You can also link your savings account to your checking account or another savings account for automatic transfers to cover overdrafts. This service is available for an $8 per transfer charge. In addition, your established line of credit at FNB may be linked to your account to cover overdrafts at no cost.