We offer a wide variety of CD options with fixed rates so you know exactly what you're earning, no matter what the market does. Pick the term that fits your needs and lock in a rate. Then just sit back and relax. We'll handle the rest!
CD and IRA Interest Rates and Annual Percentage Yield (APY) Accurate as of May 13, 2021.
2 CDs are eligible for Relationship Bump-Up with a Minimum Balance of $2,500.00. Relationship Bump-Up rate of 0.10% for any relationship with First National Bank. FNB relationship is defined as a checking account, savings account or active loan. Additional bump-rate of 0.05% for any CD with a balance of $100,000 or greater.
3 Penalty may be imposed for early withdrawal from CD.
Individual Retirement Accounts (IRAs)
Save now for retirement and have the freedom to do what you want later.
4 Customers of retirement age (59 1/2 years or older) that have an 18-Month variable IRA are permitted to withdrawal a portion of funds without penalty. A customer in a fixed rate IRA with a specific term may be assessed an early withdrawal penalty as stated at account opening. Variable IRA rate is subject to change after account is opened.
The Certificate of Deposit Account Registry Service (CDARS) is a secure and simple way to invest large funds into FDIC insured CDs. Access additional coverage on your investments with funds divided among other FDIC insured financial institutions all while still having access to your money when you need it. For more information about the CDARs program click here.