Certificates of Deposit (CDs)

There's a reason people say today's youth is the future. You have plenty of time to start saving. So why not do it right away? After all, the sooner you start, the more you'll earn.

Opening a CD is a great way to make a good return on your money without having to do any work. Pick the term, lock down the rate, then forget about it. You'll be earning a guaranteed return, so when it expires, you'll have more than when you started. No effort required!

Certificates of Deposit (CDs)
  • Fixed rates for guaranteed returns
  • Terms from 3 months to 5 years
  • No setup or annual fees
  • Interest compounded and paid monthly
  • Convenient automatic renewal available
  • Penalty for early withdrawal
  • Federal insurance protects your investment
  • $1,000 minimum deposit to open

View our current rates

  • Relationship rate bump-ups available!
  • With an active FNB Checking account earn an additional 0.05%
  • With an active FNB Savings account earn an additional 0.02%
  • With an active FNB Loan earn an additional 0.03%
  • Bump-ups may not apply to all special offers