Account Rates
Interest Rate and Annual Percentage Yield (APY) Accurate as of May 19, 2023.
Account Type
|
Minimum Amount to Open Account
|
Interest Rate
|
Annual Percentage Yield (APY)
|
Rates
|
$0 - $10,000.00
|
$50.00
|
3.05%
|
3.10%
|
$10,000.01 and Higher
|
$50.00
|
0.10%
|
3.10% - 0.51%
|
First Choice Rewards Savings***
|
$0 to $25,000.00
|
$1.00
|
0.30%
|
0.30%
|
$25,000.01 and Higher
|
$1.00
|
0.25%
|
0.30% - 0.26%
|
First Choice Basic (consumers only)
|
$1,000.00 to $9,999.99
|
$50.00
|
0.05%
|
0.05%
|
$10,000.00 to $24,999.99
|
$50.00
|
0.10%
|
0.10%
|
$25,000.00 to $49,999.99
|
$50.00
|
0.15%
|
0.15%
|
$50,000.00 to $99,999.99
|
$50.00
|
0.20%
|
0.20%
|
$100,000.00 and Higher
|
$50.00
|
0.25%
|
0.25%
|
Savings Accounts
|
Simply Savings
|
$25.00
|
0.25%
|
0.25%
|
Moola Moola*
|
$5.00
|
0.25%
|
0.25%
|
Student
|
$25.00
|
0.25%
|
0.25%
|
Vacation Club
|
$1.00
|
0.25%
|
0.25%
|
Christmas Club
|
$1.00
|
0.25%
|
0.25%
|
Health Savings Accounts
|
$0 to $999.99
|
$25.00
|
0.05%
|
0.05%
|
$1,000.00 to $4,999.99
|
$25.00
|
0.07%
|
0.07%
|
$5,000.00 to $9,999.99
|
$25.00
|
0.09%
|
0.09%
|
$10,000.00 and Higher
|
$25.00
|
0.11%
|
0.11%
|
Hi-Fi Money Market Accounts
|
$0 to $49,999.99
|
$50.00
|
0.25%
|
0.25%
|
$50,000.00 to $99,999.99
|
$50.00
|
0.50%
|
0.50%
|
$100,000.00 to $249,999.99
|
$50.00
|
0.80%
|
0.80%
|
$250,000.00 to $499,999.99
|
$50.00
|
1.05%
|
1.06%
|
$500,000.00 to $999,999.99
|
$50.00
|
1.25%
|
1.26%
|
$1,000,000.00 and Higher
|
$50.00
|
2.05%
|
2.07%
|
Business Interest and Non-Profit Business Checking
|
$0.00 to $49,999.99
|
$100.00
|
0.25%
|
0.25%
|
$50,000.00 to $99,999.99
|
$100.00
|
0.50%
|
0.50%
|
$100,000.00 to $249,999.99
|
$100.00
|
0.80%
|
0.80%
|
$250,000.00 to $499,999.99
|
$100.00
|
1.05%
|
1.06%
|
$500,000.00 to $999,999.99
|
$100.00
|
1.25%
|
1.26%
|
$1,000,000.00 and Higher
|
$100.00
|
2.05%
|
2.07%
|
* For the Moola Moola account, at the time of account opening First National Bank will deposit up to $25.00 into the Moola Moola account to match the account opening deposit. The minimum deposit to open and earn the bonus is $5.00. The account opening bonus will not exceed $25.00.
** First Choice Rewards Checking rates apply if qualifications are met. 0.01% APY applies to all balances if qualifications are not met. Qualifying transactions must post and clear account during the monthly qualification cycle. APY range based on balance in account.
*** First Choice Rewards Savings rates apply if qualifications are met each monthly qualification cycle on First Choice Rewards Checking account. 0.01% APY applies to all balances if qualifications are not met. APY range based on balance in account.
Interest Rates and APY may change daily on variable rate accounts.
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