Choose With Confidence
First Choice
Rewards Savings
Works seamlessly with our First Choice Rewards Checking account.
Open an AccountSimply
Savings
Earn interest easily on your savings with a low minimum balance requirement.
Open an AccountFeatures | First Choice Rewards Savings | Simply Savings | Hi-Fi Money Market |
---|---|---|---|
Minimum Deposit to Open | $1.00 | $25.00 | $50.00 |
Earns Interest | Yes, tiered per qualification | Yes | Yes |
Other Account Benefits | ATM Card Available | ATM Card Available | Can Write Up to 6 Checks Per Month |
Monthly Service Charge | No Monthly Service Charge | $4.00 | $15.00 |
Ways to Avoid Monthly Service Charge | No Monthly Service Charge | Monthly Service Charge Waived with a $200.00 Minimum Average Daily Balance | $5,000.00 Minimum Average Daily Balance |
Minimum Deposit to Open | $1.00 |
---|---|
Earns Interest | Yes, tiered per qualification |
Other Account Benefits | ATM Card Available |
Monthly Service Charge | No Monthly Service Charge |
Ways to Avoid Monthly Service Charge | No Monthly Service Charge |
Minimum Deposit to Open | $25.00 |
---|---|
Earns Interest | Yes |
Other Account Benefits | ATM Card Available |
Monthly Service Charge | $4.00 |
Ways to Avoid Monthly Service Charge | Monthly Service Charge Waived with a $200.00 Minimum Average Daily Balance |
Minimum Deposit to Open | $50.00 |
---|---|
Earns Interest | Yes |
Other Account Benefits | Can Write Up to 6 Checks Per Month |
Monthly Service Charge | $15.00 |
Ways to Avoid Monthly Service Charge | $5,000.00 Minimum Average Daily Balance |
It is the policy of First National Bank to limit you to six savings account withdrawals or transfers per monthly statement period. There is a $10 charge for each withdrawal or transfer after the six permitted in the monthly statement period. This limit does not apply to withdrawals or transfers made in person, in a branch or at an ATM. If you exceed the limit on withdrawals, we will notify you and may have to close your account or convert your savings account to a checking account.
See Our Rates
First National Bank offers competitive rates for savings and money market accounts.
Club Accounts
Don’t let vacation or holiday savings sneak up on you this year. With our club accounts, you can deposit any amount at any time or set up a monthly automatic transfer into your account. For the Christmas Club, the entire balance is credited to you in October in time to start shopping. For the Vacation Club, it is credited back in May and customers can make two additional withdrawals each calendar year.
Open a Christmas Club Account Open a Vacation Club Account
Thinking About Switching Banks?
We know that switching banks is overwhelming. Use our Switch Kit to make the process easier. Our Customer Service Representatives are happy to assist you through the process. Please don’t hesitate to ask for help!
What You Need to Get Started:
- Driver’s license or state ID
- Previous home address (if you have lived at your home address less than 2 years)
- U.S. Social Security number
- U.S. checking or savings account to fund the account

Title Insured Cash Sweep (ICS) Program by IntraFi®
Are you looking for additional security for your funds? Rest assured that First National Bank is in good health! But if you would still like to have a reassurance that your money is safe, consider learning about Insured Cash Sweep. ICS is a simple and safe service that uses a network of federally insured banks to cover more of your money. You’ll receive the convenience of working directly with us and receiving one interest rate and getting complete FDIC insurance coverage.
Personal Banking Solutions
Personal Checking
Banking That Fits Your Life
Discover accounts designed to match your everyday needs.
Mortgages
Your Homebuying Journey Starts Here
Your home purchase is as important to us as it is to you.
Ohio Homebuyer Plus
Envision the Future You Want
Specialized, tax-advantaged savings account available to Ohio homebuyers.