Auto Loans
When you purchase a car with First National Bank, you enjoy the following benefits:
- Competitive rates for new and used vehicles with a variety of term options.
- Rates are based on your credit score, not the age of your vehicle, unlike many other institutions.
- Rate discounts for auto pay and having other FNB accounts.
- Rates as low as 6.00% APR.*

*6.00% Annual Percentage Rate (APR) with 700+ credit score, primary checking account with First National Bank, auto pay from account and 2+ accounts with First National Bank. Loans subject to credit approval. Auto pay not required to obtain credit. Financing available for any term. No additional rate discounts apply. NMLS#433461.
What You Need to Get Started
- Your two most current paystubs
- Collateral information (make, model, year)
- Insurance provider
- Other information may be requested depending on individual circumstances

How Can We Help You Meet Your Needs?
Unlike a dealership loan, which is for one car, we offer flexible solutions. Need to borrow against your paid-off vehicle for a vacation? Want to consolidate two car loans into one payment? We can help.
We also offer secured loans with CDs or savings accounts and unsecured personal loans. You’re not just another customer—you’re part of the community.
Contact Us Find a Branch
Other Loan Options
Our team can also help with other personal purchases, such as:
- Boats
- Campers
- Motorcycles
- ATVs
- Snowmobiles
- Lawn mowers

Your Personal Lending Team

Stacy Weihrauch
Branch Manager, Consumer Loan Lender

Adrienne Warren
Branch Manager, Consumer Loan Lender
NMLS # 1764025

Melissa Johnston
Branch Manager, Consumer Loan Lender
NMLS # 1955960

Martrice Smith
Branch Manager, Consumer Loan Lender
NMLS # 1621474

Zach Simon
Branch Manager, Consumer Loan Lender
NMLS # 2615316

Sarah Klausing
Senior Branch Manager, Consumer Loan Lender
NMLS # 1127520

Heather McDonald
Branch Manager
NMLS # 2691770
Personal Banking Solutions
Personal Savings
Let Your Money Work Harder
It’s never too early—or too late—to start saving.
Personal Checking
Banking That Fits Your Life
Discover accounts designed to match your everyday needs.
Home Equity
Tap Into Your Home’s Value
Use the equity in your home as an affordable financing option.