Choose With Confidence
Simply
Savings
A basic savings account requiring a $25 minimum deposit to open, earning interest from the first dollar.
Contact UsHi-Fi Money
Market
Our business money market account helps you earn a competitive interest while maintaining access to your funds.
Contact UsFeatures | Simply Savings | Hi-Fi Money Market |
---|---|---|
Minimum Deposit to Open | $25.00 | $50.00 |
Interest Earned | Yes, beginning at $0.00 | Yes, tiered beginning at $0.00 |
Other Account Benefits | ATM card available | Limited Check Writing Privileges |
Monthly Service Charge | $4.00 | $15.00 |
Ways to Avoid a Monthly Service Charge | Monthly Service Charge waived with a $200.00 Minimum Average Daily Balance | $5,000.00 Minimum Average Daily Balance |
Minimum Deposit to Open | $25.00 |
---|---|
Interest Earned | Yes, beginning at $0.00 |
Other Account Benefits | ATM card available |
Monthly Service Charge | $4.00 |
Ways to Avoid a Monthly Service Charge | Monthly Service Charge waived with a $200.00 Minimum Average Daily Balance |
Minimum Deposit to Open | $50.00 |
---|---|
Interest Earned | Yes, tiered beginning at $0.00 |
Other Account Benefits | Limited Check Writing Privileges |
Monthly Service Charge | $15.00 |
Ways to Avoid a Monthly Service Charge | $5,000.00 Minimum Average Daily Balance |
Regulations limit you to six savings account withdrawals or transfers per monthly statement period. There is a $10 charge for each withdrawal or transfer after the six permitted in the monthly statement period. This limit does not apply to withdrawals or transfers made in person, in a branch or at an ATM. If you exceed the limit on withdrawals, we will notify you and may have to close your account or convert your savings account to a checking account.
What You Need to Get Started
- Proof of business EIN/TIN
- Articles of Incorporation
- Driver's license and Social Security number for anyone on the account or with at least 25% ownership in the business
- Account opening deposit

Title Insured Cash Sweep (ICS) Program by IntraFi®
Are you looking for additional security for your funds? Rest assured that First National Bank is in good health! But if you would still like to have a reassurance that your money is safe, consider learning about Insured Cash Sweep. ICS is a simple and safe service that uses a network of federally insured banks to cover more of your company’s money. You’ll receive the convenience of working directly with us and receiving one interest rate and getting complete FDIC insurance coverage.
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