Facts: What does First National Bank do with your personal information?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security Number and Income
- Account Balances and Payment History
- Credit History and Credit Scores
How? All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons The First National Bank of Pandora chooses to share; and whether you can limit this sharing.
| Reasons we can share your personal information | Does The First National Bank of Pandora share? | Can you limit this sharing? |
|---|---|---|
| For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus | YES | NO |
| For our marketing purposes— to offer our products and services to you | YES | NO |
| For joint marketing with other financial companies | YES | NO |
| For our affiliates’ everyday business purposes— information about your transactions and experiences | NO | We don't share |
| For our affiliates’ everyday business purposes— information about your creditworthiness | NO | We don't share |
| For our affiliates to market to you | NO | We don't share |
| For nonaffiliates to market to you | YES | YES |
| Does The First National Bank of Pandora share? | YES |
|---|---|
| Can you limit this sharing? | NO |
| Does The First National Bank of Pandora share? | YES |
|---|---|
| Can you limit this sharing? | NO |
| Does The First National Bank of Pandora share? | YES |
|---|---|
| Can you limit this sharing? | NO |
| Does The First National Bank of Pandora share? | NO |
|---|---|
| Can you limit this sharing? | We don't share |
| Does The First National Bank of Pandora share? | NO |
|---|---|
| Can you limit this sharing? | We don't share |
| Does The First National Bank of Pandora share? | NO |
|---|---|
| Can you limit this sharing? | We don't share |
| Does The First National Bank of Pandora share? | YES |
|---|---|
| Can you limit this sharing? | YES |
FACTS: WHAT DOES FIRST NATIONAL BANK DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security Number and Income
- Account Balances and Payment History
- Credit History and Credit Scores
How? All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons The First National Bank of Pandora chooses to share; and whether you can limit this sharing.
| For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus | For our marketing purposes— to offer our products and services to you | For joint marketing with other financial companies | For our affiliates’ everyday business purposes— information about your transactions and experiences | For our affiliates’ everyday business purposes— information about your creditworthiness | For our affiliates to market to you | For nonaffiliates to market to you | |
|---|---|---|---|---|---|---|---|
| Does The First National Bank of Pandora share? | YES | YES | YES | NO | NO | NO | YES |
| Can you limit this sharing? | NO | NO | NO | We don't share | We don't share | We don't share | YES |
| For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus | YES |
|---|---|
| For our marketing purposes— to offer our products and services to you | YES |
| For joint marketing with other financial companies | YES |
| For our affiliates’ everyday business purposes— information about your transactions and experiences | NO |
| For our affiliates’ everyday business purposes— information about your creditworthiness | NO |
| For our affiliates to market to you | NO |
| For nonaffiliates to market to you | YES |
| For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus | NO |
|---|---|
| For our marketing purposes— to offer our products and services to you | NO |
| For joint marketing with other financial companies | NO |
| For our affiliates’ everyday business purposes— information about your transactions and experiences | We don't share |
| For our affiliates’ everyday business purposes— information about your creditworthiness | We don't share |
| For our affiliates to market to you | We don't share |
| For nonaffiliates to market to you | YES |
To limit our sharing:
- Call 419-384-3221
- Visit any First National Bank Office
- Mail the form in the Privacy Policy PDF
Who we are
Questions? Call 419-384-3221 or go to www.e-fnb.com
Who is providing this notice? The First National Bank of Pandora
What we do
How does The First National Bank of Pandora protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does The First National Bank of Pandora collect my personal information? We collect your personal information, for example, when you
- open an account or deposit money
- pay your bills or apply for a loan
- use your credit or debit card
Why can’t I limit all sharing? Federal law gives you the right to limit only
- sharing for affiliates’ everyday business purposes—information about your creditworthiness
- affiliates from using your information to market to you
- sharing for nonaffiliates to market to you
Definitions
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.
- The First National Bank of Pandora has no affiliates.
- Nonaffiliates we share with can include credit card companies, investment companies and service providers.
- Our joint marketing partners include credit card companies, investment companies and service providers.
Other important information
In accordance with the USA PATRIOT Act, Federal law requires all financial institutions to obtain, verify, and record information that identifies each individual or entity opening an account. This includes all personal and commercial accounts, including loan and deposit accounts, and investment management accounts.
