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Facts: What does First National Bank do with your personal information?

Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do

What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security Number and Income
  • Account Balances and Payment History
  • Credit History and Credit Scores
When you are no longer our customer, we continue to share your information as described in this notice.

How? All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons The First National Bank of Pandora chooses to share; and whether you can limit this sharing.

Reasons we can share your personal informationDoes The First National Bank of Pandora share?Can you limit this sharing?
For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureausYESNO
For our marketing purposes— to offer our products and services to youYESNO
For joint marketing with other financial companiesYESNO
For our affiliates’ everyday business purposes— information about your transactions and experiencesNOWe don't share
For our affiliates’ everyday business purposes— information about your creditworthinessNOWe don't share
For our affiliates to market to youNOWe don't share
For nonaffiliates to market to youYESYES

Does The First National Bank of Pandora share?YES
Can you limit this sharing?NO

Does The First National Bank of Pandora share?YES
Can you limit this sharing?NO

Does The First National Bank of Pandora share?YES
Can you limit this sharing?NO

Does The First National Bank of Pandora share?NO
Can you limit this sharing?We don't share

Does The First National Bank of Pandora share?NO
Can you limit this sharing?We don't share

Does The First National Bank of Pandora share?NO
Can you limit this sharing?We don't share

Does The First National Bank of Pandora share?YES
Can you limit this sharing?YES

FACTS: WHAT DOES FIRST NATIONAL BANK DO WITH YOUR PERSONAL INFORMATION?

Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do

What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security Number and Income
  • Account Balances and Payment History
  • Credit History and Credit Scores
When you are no longer our customer, we continue to share your information as described in this notice.

How? All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons The First National Bank of Pandora chooses to share; and whether you can limit this sharing.

For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureausFor our marketing purposes— to offer our products and services to youFor joint marketing with other financial companiesFor our affiliates’ everyday business purposes— information about your transactions and experiencesFor our affiliates’ everyday business purposes— information about your creditworthinessFor our affiliates to market to youFor nonaffiliates to market to you
Does The First National Bank of Pandora share?YESYESYESNONONOYES
Can you limit this sharing?NONONOWe don't shareWe don't shareWe don't shareYES

For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureausYES
For our marketing purposes— to offer our products and services to youYES
For joint marketing with other financial companiesYES
For our affiliates’ everyday business purposes— information about your transactions and experiencesNO
For our affiliates’ everyday business purposes— information about your creditworthinessNO
For our affiliates to market to youNO
For nonaffiliates to market to youYES

For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureausNO
For our marketing purposes— to offer our products and services to youNO
For joint marketing with other financial companiesNO
For our affiliates’ everyday business purposes— information about your transactions and experiencesWe don't share
For our affiliates’ everyday business purposes— information about your creditworthinessWe don't share
For our affiliates to market to youWe don't share
For nonaffiliates to market to youYES

To limit our sharing:

Please Note: If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.

Who we are


Questions? Call 419-384-3221 or go to www.e-fnb.com

Who is providing this notice? The First National Bank of Pandora

What we do


How does The First National Bank of Pandora protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does The First National Bank of Pandora collect my personal information? We collect your personal information, for example, when you
  • open an account or deposit money
  • pay your bills or apply for a loan
  • use your credit or debit card
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing? Federal law gives you the right to limit only
  • sharing for affiliates’ everyday business purposes—information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.

Definitions


Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.
  • The First National Bank of Pandora has no affiliates.
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.
  • Nonaffiliates we share with can include credit card companies, investment companies and service providers.
Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
  • Our joint marketing partners include credit card companies, investment companies and service providers.

Other important information


In accordance with the USA PATRIOT Act, Federal law requires all financial institutions to obtain, verify, and record information that identifies each individual or entity opening an account. This includes all personal and commercial accounts, including loan and deposit accounts, and investment management accounts.

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