Banking Services

Services for Individuals and Businesses

Overdraft Options

We understand that you may need an occasional safety net to avoid an embarrassing moment at the store. Our overdraft options can save you time, money and hassle.

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First National Financial Services

Make sure you are financially prepared for your future. We can help you make sure your investments, retirement plan, insurance and estate plans are all mapped out for you. We even have Digital Advising available for those who would like to do self-directed investing but have an advisor available if needed.

VISA Credit Cards

Choosing the right credit card is easier than ever. No matter which card you choose, you'll enjoy important features like: EMV smart chip technology for added security, mobile purchasing for added convenience and much more!

Personal Credit Cards Business Credit Cards

MasterCard Debit Cards

A debit card makes purchasing easy. Funds are deducted automatically from your account with no interest charges like with a credit card. We also offer access to thousands of surcharge free ATMs nationwide through the MoneyPass® network. No matter where you are, cash is always just around the corner!

• Mastercard® Debit Cards come with a wide variety of benefits...all at no cost and no need for you to register to take advantage of the benefits! Visit the Mastercard® My Card Benefits page for details.
• Being a Mastercard® Debit cardholder also gives you the opportunity to take advantage of Mastercard® ID Theft Protection^TM. The services include fraud protection, detection, alerting and resolution. Get the full details from the Mastercard® ID Theft Protection page.

Safe Deposit Boxes

Protect your financial and legal documents, personal and family records, jewelry and other heirlooms in a secure, fire-resistant metal box. We offer safe deposit boxes at the following branches: Bluffton, Findlay - Trenton Avenue, Ottawa and Pandora.

Wire Transfers

Wire transfers give you the option of transferring money to another financial institution the same business day.

Click here for information needed to complete wire transfers.

Additional Services for Businesses

Merchant Card Services

Give your business the ability to accept major credit and debit cards. Simplify your operations with an all-in-one payment processing system and business management solution tailored to meet the unique needs of restaurants, retailers and services businesses.

For more information on Merchant Card Services Click here!

Remote Check Deposit

Eliminate the time it takes for your daily bank run and spend more time running your business. Remote Check Deposit, also known as Merchant Source Capture, allows business customers access to user-friendly technology to make unlimited check deposits without visiting the bank, and at a reasonable cost.

For more information or to apply for Remote Check Deposit click here!

ACH Manager

Save the time of writing checks. ACH Manager allows your business to create electronic credit and debit transfers including direct deposit, payroll, vendor and customer payments.

For more information about ACH Manager click here!

Positive Pay

Check fraud detection made simple. You provide the list of issued checks. We match any checks for payment against the list you provide. If the details match the check is paid. If the details don't match you choose to pay or reject the check.

Courier Service

Our courier service allows your bank to come to you! Save time and money by using a scheduled courier to pick up your deposits and return them to First National Bank the same business day.