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Youth Accounts

Get the ball rolling with great saving habits. Our Moola Moola account holders get to participate in great activities throughout the year to make saving and banking fun!

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Student Account Options


Moola Moola Kids Club

(ages Newborn-13)

Student Savings

(ages 14-24)

Minimum Deposit to Open


Account opening match up to $251


Earns Interest



Other Account Benefits

Programs and Activities for Moola Moola Account Holders.

Gifts to celebrate when making a deposit.

Up to Five (5) ATM Transaction Service Charge refunds per Statement Cycle;

One (1) Incoming Wire fee refund per statement cycle.

Monthly Service Charge

No Monthly Service Charge

No Monthly Service Charge

1 For the Moola Moola account, at the time of account opening First National Bank will deposit up to $25.00 into the Moola Moola account to match the account opening deposit. The minimum deposit to open and earn the bonus is $5.00. The account opening bonus will not exceed $25.00.

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Moola Moola Kids Club Benefits:

  • Moola Moola Kids Club account holders have the opportunity to receive invites to events and programs throughout the year.
  • Receive a gift to celebrate your birthday each year.
  • Moola Moola Kids Club account will automatically upgrade to the Student Savings account when the account holder turns 14.

Federal Regulations limit you to six savings account withdrawals or transfers per monthly statement period. There is a $10 charge for each withdrawal or transfer after the six permitted in the monthly statement period. This limit does not apply to withdrawals or transfers made in person, in a branch or at an ATM. If you exceed the federal limit on withdrawals, we will notify you and may have to close your account or convert your savings account to a checking account.

Student Credit Card Options

Visa® Secured Card

Start building (or rebuilding) your credit history, even if you've been turned down for other credit cards, with flexible credit lines based on a security deposit and a low annual fee.

Apply for a VISA® Secured Card





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