Business Checking
Whether your business or non-profit organization does a few or a few hundred transactions each month, we can help you manage your finances.
Business Checking
Whether your business or non-profit organization does a few or a few hundred transactions each month, we can help you manage your finances.
Choose With Confidence
Business
Interest
Gain access to exclusive tiered interest rates. It’s perfect for businesses looking to earn more from their higher account balances.
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Non-Profit
Business
Tailored for non-profit organizations, this account offers unlimited items while still boasting tiered interest rates and no monthly fees.
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Features | Business | Business | Non-Profit |
|---|---|---|---|
| Interest | No Interest Earned | Yes, tiered beginning at $0.00 | Yes, tiered beginning at $0.00 |
| Free Items Allowed | 400 items1 | 200 items1 | Unlimited |
| Monthly Service Charge | $10.00 | $12.00 | No Monthly Service Charge |
| Way to Avoid a Monthly Service Charge | $1,000.00 Average Daily Balance OR $50,000.00 Aggregate Deposit Balances OR Any Active Loan | $2,500.00 Average Daily Balance OR $50,000.00 Aggregate Deposit Balances OR Any Active Loan | No Monthly Service Charge |
First
| Interest | No Interest Earned |
|---|---|
| Free Items Allowed | 400 items1 |
| Monthly Service Charge | $10.00 |
| Way to Avoid a Monthly Service Charge | $1,000.00 Average Daily Balance OR $50,000.00 Aggregate Deposit Balances OR Any Active Loan |
Interest
| Interest | Yes, tiered beginning at $0.00 |
|---|---|
| Free Items Allowed | 200 items1 |
| Monthly Service Charge | $12.00 |
| Way to Avoid a Monthly Service Charge | $2,500.00 Average Daily Balance OR $50,000.00 Aggregate Deposit Balances OR Any Active Loan |
Business
| Interest | Yes, tiered beginning at $0.00 |
|---|---|
| Free Items Allowed | Unlimited |
| Monthly Service Charge | No Monthly Service Charge |
| Way to Avoid a Monthly Service Charge | No Monthly Service Charge |
1. Items include checks paid, deposit tickets, checks deposited and automatic (ACH) credits and debits received. Item charges will not be waived regardless of balance. Balances only waive monthly service charge. Excess item charge is $0.25 per item.
Order Checks From Deluxe!
Don't get caught without checks. Navigate the Deluxe website to explore a wide array of business check design options.
What You Need to Get Started
- Proof of business EIN/TIN
- Articles of Incorporation
- Driver's license and Social Security number for anyone on the account (or with at least 25% of ownership in the business)
- $100 account opening deposit
Mastercard Debit Cards
A debit card makes purchasing easy. Funds are deducted automatically with no interest charges. We also offer access to thousands of surcharge-free ATMs nationwide through the MoneyPass® network. No matter where you are, cash is always just around the corner!
- Mastercard® Debit Cards come with a wide variety of benefits...all at no cost and no need for you to register to take advantage! Visit the Mastercard® My Card Benefits page for details.
- Being a Mastercard® Debit Card holder also gives you the opportunity to take advantage of Mastercard® ID Theft ProtectionTM. The services include fraud protection, detection, alerting and resolution. Get the full details from the Mastercard® ID Theft Protection page.
What You Need to Get Started
- Proof of business EIN/TIN
- Articles of Incorporation
- Driver's license and Social Security number for anyone on the account (or with at least 25% of ownership in the business)
- $100 account opening deposit
Mastercard Debit Cards
A debit card makes purchasing easy. Funds are deducted automatically with no interest charges. We also offer access to thousands of surcharge-free ATMs nationwide through the MoneyPass® network. No matter where you are, cash is always just around the corner!
- Mastercard® Debit Cards come with a wide variety of benefits...all at no cost and no need for you to register to take advantage! Visit the Mastercard® My Card Benefits page for details.
- Being a Mastercard® Debit Card holder also gives you the opportunity to take advantage of Mastercard® ID Theft ProtectionTM. The services include fraud protection, detection, alerting and resolution. Get the full details from the Mastercard® ID Theft Protection page.
Title Insured Cash Sweep (ICS) Program by IntraFi®
Are you looking for additional security for your funds? Rest assured that First National Bank is in good health! But if you would still like to have a reassurance that your money is safe, consider learning about Insured Cash Sweep. ICS is a simple and safe service that uses a network of federally insured banks to cover more of your company’s money. You’ll receive the convenience of working directly with us and receiving one interest rate and getting complete FDIC insurance coverage.
Other Business Solutions
Business Savings
Saving for the Unexpected
Set aside money and earn interest with a business savings account.
Business Lending
Loans Tailored for Your Business
Competitive rates, flexible terms and personal service, every step of the way.
Business Credit Cards
Financial Flexibility for your Business
Get convenient spending power, packed with perks.
