Agriculture Loans
Whether in the fields or on the farm, put your trust in a down-to-earth community bank that cares about helping you grow.
Agriculture Loans
Whether in the fields or on the farm, put your trust in a down-to-earth community bank that cares about helping you grow.
Why Borrow From First National Bank?
As a community bank, our loans are not one-size-fits-all so it would be tough to include all the options here. Below are a few details to get you started, but know that we tailor all our loans to what is best for you and your agriculture business. In addition to the options of fixed and variable rates, all our loans have the benefit of quick, local decisioning by lenders who get to know you.
Contact Us Apply Now
Why Borrow From First National Bank?
As a community bank, our loans are not one-size-fits-all so it would be tough to include all the options here. Below are a few details to get you started, but know that we tailor all our loans to what is best for you and your agriculture business. In addition to the options of fixed and variable rates, all our loans have the benefit of quick, local decisioning by lenders who get to know you.
Options Include:
| Loan Type | Loan Use | Term | Payment Type | Collateral |
|---|---|---|---|---|
| Farm Real Estate Loans | Real estate, equipment, farm purchase or refinance; other | Typically up to 25 years; other programs with longer terms may be available | Wide variety of payment options | Real estate being purchased; other real estate already owned |
| Equipment Loans | Equipment purchase or refinance | Typically 5-7 years | Wide variety of payment options | Equipment being purchased; other equipment already owned |
| Line of Credit | Operating needs, cash flow timing | Typically 1 year; multiyear lines of credit may be available | Wide variety of payment options | Varies; real estate or equipment are most common |
| Loan Use | Real estate, equipment, farm purchase or refinance; other |
|---|---|
| Term | Typically up to 25 years; other programs with longer terms may be available |
| Payment Type | Wide variety of payment options |
| Collateral | Real estate being purchased; other real estate already owned |
| Loan Use | Equipment purchase or refinance |
|---|---|
| Term | Typically 5-7 years |
| Payment Type | Wide variety of payment options |
| Collateral | Equipment being purchased; other equipment already owned |
| Loan Use | Operating needs, cash flow timing |
|---|---|
| Term | Typically 1 year; multiyear lines of credit may be available |
| Payment Type | Wide variety of payment options |
| Collateral | Varies; real estate or equipment are most common |
Ready to Get Started?
Connect with our expert team to craft a lending situation that works best for the needs of your agriculture business.
Your Ag Lending Team
Trevor Kline
Associate Commercial Lender
NMLS #2693492
Bluffton and Lima Branches
Ben Moser
Senior Commercial Lender
NMLS #2054173
Bluffton, Ottawa and Pandora Branches
Joe Mayberry
Commercial Lender
NMLS #1955956
Findlay Branches
Brent Dawson
Commercial Lender
NMLS #629453
Lima Branches
Trevor Kline
Associate Commercial Lender
NMLS #2693492
Bluffton and Lima Branches
Ben Moser
Senior Commercial Lender
NMLS #2054173
Bluffton, Ottawa and Pandora Branches
Ben Moser
Senior Commercial Lender
NMLS #2054173
Bluffton, Ottawa and Pandora Branches
Business Banking Options
Business Checking
A Solid Foundation for Growth
It all starts with checking. Explore our tailored account options.
Business Credit Cards
Financial Flexibility for your Business
Get convenient spending power, packed with perks.
Business Savings
Saving for the Unexpected
Set aside money and earn interest with a business savings account.
