First National Bank of Pandora Logo Small

Agriculture Lending

Whether in the fields or on the farm we’re a down-to-earth community bank that cares about helping you grow.

CONTACT A LENDER 

 

Ag Loans

As a community bank, our loans are not one-size-fits-all so it would be tough to include all the options here. Below are few facts to get you started but know that we tailor all our loans to what is best for you and your agriculture business. In addition to the options of fixed and variable rates, all our loans have the benefit of quick, local decisioning by lenders who get to know you.


Options Include but are not limited to: 

Loan Type

Farm Real Estate Loans

Equipment Loans

Loan Use

Real estate, equipment, farm purchase or refinance; other 

Equipment purchase or refinance

Term

Typically up to 25 years; other programs with longer terms may be available

Typically 5-7 years

Payment Type

Wide variety of payment options

Wide variety of payment options

Collateral

Real estate being purchased; other real estate already owned

Equipment being purchased; other equipment already owned

 

Loan Type

Line of Credit

Loan Use

Operating needs, cash flow timing

Term

Typically 1 year; multiyear lines of credit may be available

Payment Type

Wide variety of payment options

Collateral

Varies; real estate or equipment are most common

 

 

 2018 Farmer Appreciation Breakfast

 

When: Saturday, February 24th at 8:00am

Where: The Red Pig Inn, 1470 N. Perry St., Ottawa, OH 45875

 

Bruce Clevenger, of Agriculture & Natural Resources OSU Extenstion Education

in Defiance County, will discuss farm business management and benchmarks

that can be used to find opportunties for your farm and business.

 

RSVP to our Ag Lending Specialist, Janet Kingen today!

Email Janet    Call Janet

 

Login

Back to Top