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Personal Savings

It’s never too early—or too late—to start saving.

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Personal Savings Account Options

Features

First Choice Rewards Savings

Simply Savings

Minimum Deposit to Open

$1.00

$25.00

Earns Interest

Yes, tiered per qualification

Yes

Other Account Benefits

ATM Card Available

ATM Card Available

Monthly Service Charge

No Monthly Service Charge

$4.00

Ways to Avoid Monthly Service Charge

No Monthly Service Charge

Monthly Service Charge waived with a $200.00 Minimum Average Daily Balance

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Hi-Fi Money Market & Health Savings

Features

Hi-Fi Money Market

Health Savings

Minimum Deposit to Open

$50.00

$25.00

Earns Interest

Yes

Yes

Other Account Benefits

Can write up to 6 checks per month.

HSA Checks and Debit Card Available

Monthly Service Charge

$15.00

$3.00

Ways to Avoid Monthly Service Charge

$5,000.00 Minimum Average Daily Balance

Must have at least one of the below:

  • $500.00 Minimum Average Daily Balance
  • A Monthly Direct Deposit

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Youth Accounts

Features

Moola Moola Kids Club1

(Ages 0-13)

Student Savings

(Ages 14-24)

Minimum Deposit to Open

 $5.00
Account opening match up to $251

$25.00

Earns Interest

Yes 

Yes

Other Account Benefits

Programs and Activities for Moola Moola Account Holders. Gifts to celebrate when making a deposit.

Up to Five (5) ATM Transaction Service Charge refunds per Statement Cycle; One (1) Incoming Wire fee refund per statement cycle

Monthly Service Charge

No Monthly Service Charge 

No Monthly Service Charge

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In Case You Wanted to Know….

1. For the Moola Moola account, at the time of account opening First National Bank will deposit up to $25.00 into the Moola Moola account to match the account opening deposit. The minimum deposit to open and earn the bonus is $5.00. The account opening bonus will not exceed $25.00.

It is the policy of First National Bank to limit you to six savings account withdrawals or transfers per monthly statement period. There is a $10 charge for each withdrawal or transfer after the six permitted in the monthly statement period. This limit does not apply to withdrawals or transfers made in person, in a branch or at an ATM. If you exceed the federal limit on withdrawals, we will notify you and may have to close your account or convert your savings account to a checking account.

Christmas Club Account

Don’t let the holidays sneak up on you this year. Deposit any amount at anytime or set up a monthly automatic transfer into your account. The entire balance is credited to you in October just in time to remind you it’s time to start your Christmas shopping. 

Open a Christmas Club Account

Vacation Club Account

It’s always a good idea to start planning your next getaway. Make deposits anytime or set up a monthly automatic transfer then get your funds credited back to you in May.  

Open a Vacation Club Account

 

 

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