Personal Savings Account Options
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Features
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First Choice Rewards Savings
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Simply Savings
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Minimum Deposit to Open
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$1.00
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$25.00
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Earns Interest
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Yes, tiered per qualification
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Yes
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Other Account Benefits
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ATM Card Available
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ATM Card Available
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Monthly Service Charge
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No Monthly Service Charge
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$4.00
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Ways to Avoid Monthly Service Charge
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No Monthly Service Charge
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Monthly Service Choice waived with a $200.00 Minimum Average Daily Balance
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Contact UsCheck Rates
Hi-Fi Money Market & Health Savings
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Features
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Hi-Fi Money Market
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Health Savings
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Minimum Deposit to Open
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$50.00
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$25.00
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Earns Interest
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Yes
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Yes
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Other Account Benefits
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-
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HSA Debit Card Available
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Monthly Service Charge
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$15.00
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$3.00
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Ways to Avoid Monthly Service Charge
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$5,000.00 Minimum Average Daily Balance
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Must have at least one of the below:
- $500.00 Minimum Average Daily Balance
- A Monthly Direct Deposit
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Contact UsCheck Rates
Youth Accounts
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Features
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Moola Moola Kids Club1
(Ages 0-13)
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Student Savings
(Ages 14-24)
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Minimum Deposit to Open
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$5.00
Account opening match up to $251 |
$25.00
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Earns Interest
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Yes |
Yes
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Other Account Benefits
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Programs and Activities for Moola Moola Account Holders. Gifts to celebrate when making a deposit. |
Up to Five (5) ATM Transaction Service Charge refunds per Statement Cycle; One (1) Incoming Wire fee refund per statement cycle
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Monthly Service Charge
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No Monthly Service Charge |
No Monthly Service Charge
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Contact UsCheck Rates
In Case You Wanted to Know….
1. For the Moola Moola account, at the time of account opening First National Bank will deposit up to $25.00 into the Moola Moola account to match the account opening deposit. The minimum deposit to open and earn the bonus is $5.00. The account opening bonus will not exceed $25.00.
Federal Regulations limit you to six savings account withdrawals or transfers per monthly statement period. There is a $10 charge for each withdrawal or transfer after the six permitted in the monthly statement period. This limit does not apply to withdrawals or transfers made in person, in a branch or at an ATM. If you exceed the federal limit on withdrawals, we will notify you and may have to close your account or convert your savings account to a checking account.
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