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Personal Savings

It’s never too early—or late—to start saving.

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Personal Savings Account Options

Features

First Choice Rewards Savings

Simply Savings

Minimum Deposit to Open

$1.00

$25.00

Earns Interest

Yes, tiered per qualification

Yes

Other Account Benefits

ATM Card Available

ATM Card Available

Monthly Service Charge

No Monthly Service Charge

$4.00

Ways to Avoid Monthly Service Charge

No monthly service charge

Monthly Service Choice waived with a $200.00 Minimum Average Daily Balance

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Hi-Fi Money Market & Health Savings

Features

Hi-Fi Money Market

Health Savings

Minimum Deposit to Open

$50.00

$25.00

Earns Interest

Yes

Yes

Other Account Benefits

-

HSA Debit Card Available

Monthly Service Charge

$15.00

$3.00

Ways to Avoid Monthly Service Charge

$5,000.00 Minimum Average Daily Balance

Must have at least one of the below:

  • $500.00 Minimum Average Daily Balance
  • A Monthly Direct Deposit

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Youth Accounts

Features

Moola Moola Kids Club1

(Ages 0-13)

Student Savings

(Ages 14-24)

Minimum Deposit to Open

 $5.00
Account opening match up to $251

$25.00

Earns Interest

Yes 

Yes

Other Account Benefits

Programs and Activities for Moola Moola Account Holders. Gifts to celebrate when making a deposit.

Up to Five (5) ATM Transaction Service Charge refunds per Statement Cycle; One (1) Incoming Wire fee refund per statement cycle

Monthly Service Charge

No Monthly Service Charge 

No Monthly Service Charge

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In Case You Wanted to Know….

1. For the Moola Moola account, at the time of account opening First National Bank will deposit up to $25.00 into the Moola Moola account to match the account opening deposit. The minimum deposit to open and earn the bonus is $5.00. The account opening bonus will not exceed $25.00.

Federal Regulations limit you to six savings account withdrawals or transfers per monthly statement period. There is a $10 charge for each withdrawal or transfer after the six permitted in the monthly statement period. This limit does not apply to withdrawals or transfers made in person, in a branch or at an ATM. If you exceed the federal limit on withdrawals, we will notify you and may have to close your account or convert your savings account to a checking account.

Christmas Club Account

Don’t let the holidays sneak up on you this year. Deposit any amount at anytime or set up a monthly automatic transfer into your account. The entire balance is credited to you at the end of October just in time to remind you it’s time to start your Christmas shopping. 

Contact Us for a Christmas Club Account

Vacation Club Account

Go ahead. It’s a good idea to start planning your next getaway. Make deposits anytime or set up a monthly automatic transfer then get your funds credited back to you on May 1st.  

Contact Us for a Vacation Club Account

 

 

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