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Ohio Homebuyer Plus Savings

Take advantage of this high interest savings account to save for your dream home.

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Ohio Homebuyers Plus Logo

In conjunction with the Ohio Treasurer’s office, First National Bank is pleased to offer Ohio Homebuyer Plus to our customers.

Ohio Homebuyer Plus makes specialized, tax-advantaged savings accounts available to Ohioans to assist them on their homebuying journey. Individuals who open an account through this program will have access to above-market interest rates that will help them to save and grow their money faster.

Account Rates

Account Type

Minimum Amount to Open Account

Interest Rate

Annual Percentage Yield (APY)


Ohio Homebuyer Plus

$0 - $25,000.00




$25,000.01 and Higher




APY = Annual Percentage Yield. APY is current as of 05/31/2024. This is a variable rate account. Rates are subject to change after account opening. Certain qualifications must be met. $100 minimum to open the account. There is a maximum contribution limit of $100,000. Should the Account balance reach the maximum balance of one hundred thousand dollars ($100,000), the Saver and/or any Third-Party Contributor is not allowed to make additional contributions, but interest can and will continue to accrue in the Account. Account duration is limited to 5 years. Fees may reduce earnings.

Ohio Homebuyer Plus Requirements

Participants must:

  • Be an Ohio resident at least 18 years of age
  • Have their primary residence located in the State of Ohio
  • Only use account proceeds toward the down payment or closing costs of a home purchased in Ohio, with the home becoming their new primary residence

Accounts must be used within five years, maintain a minimum balance of at least $100, and cannot exceed a maximum balance of $100,000. 

Participation Statement

Individuals are required to review the Ohio Homebuyer Plus participation statement prior to opening an account through the program.

View Participation Statement

Frequently Asked Questions

View FAQ

How much should I save?


For more information about the Ohio Homebuyer Plus program, please visit





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