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Digital Advising from First National Financial Services

Digital Advising provides you the advantage of sophisticated technology with the backing of a personal financial advisor.


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Automated Investing Backed by Personalized Service

Digital Advising with First National Financial Services combines the ease of technology with the personal attention and service you’re accustomed to from FNFS. Many digital investing tools, also referred to as robo advisors, often don't include a dedicated relationship with a financial advisor. With Digital Advising from FNFS we're here to guide you throughout the online investing process.

Personalized solutions

You have goals you want to achieve, we’ll provide you an investment roadmap based on your personal goals, investing timeline and risk preferences. Your roadmap is created just for you based on where you are and where you want to go. Of course, as your goals change your roadmap can change too.

  • Ongoing planning, service, and advice
  • Investment roadmap designed just for you
  • Access to a First National Financial Services Advisor

Advanced services at a lower cost

With an investable assets starting at $5,000 you can sign-up for a Digital Advising account with FNFS. You'll enjoy low management fees, and we'll allocate your assets in a tax-efficient manner, evaluating the tax impact of each trade before it goes though.

  • Low management fees
  • Low initial investment minimums
  • Tax-efficient investing

Intuitive, intelligent technology

The technology that powers Digital Advising from FNFS makes the self-directed investing process fast and easy. Invest online anytime, anywhere with access to a personal portal where you can view your accounts in one place, open new accounts, see your portfolio, and make updates. All of this comes with the peace of mind knowing that we are here for you when you need us.

  • Personal investment portal
  • Constant monitoring of your portfolio
  • 24/7 access to your accounts

First National Financial Services is a trade name of the bank. LPL Financial and the bank are not affiliated.

Investment and insurance products and services offered through LPL Financial, Member FINRA/SIPC. Insurance products offered through LPL Financial or its licensed affiliates. First National Bank of Pandora is not a registered broker/dealer and is not affiliated with LPL Financial.

Digital Advising is a centrally managed, algorithm-based, investment program sponsored by LPL Financial LLC (LPL). Digital Advising uses proprietary, automated, computer algorithms of FutureAdvisor to generate investment recommendations based upon model portfolios constructed by LPL. FutureAdvisor and LPL are non-affiliated entities. If you are receiving advisory services in Digital Advertising from a separately registered investment advisor firm other than LPL or FutureAdvisor, LPL and FutureAdvisor are not affiliates of such advisor. Both LPL and FutureAdvisor are investment advisors registered with the U.S. Securities and Exchange Commission, and LPL is also a Member FINRA/SIPC.

All investing involves risk including loss of principal. No strategy assures success or protects against loss. There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk. References to tax strategies that the Digital Advising service investment management considers in managing accounts should not be confused with tax advice. LPL Financial does not provide tax advice. Clients should consult with their personal tax advisors regarding the tax consequences of investing.





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